12646 Rockrose Ct, Poway, CA 92064 Property Records

San Diego County property record for 12646 Rockrose Ct, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,238 sqft · built 1990
Lot Size	0.291 acres (12,692 sqft)
Owner	Company Name on Record
Last Sale	$780,000 (Jul 2015)
Tax Bill	$10,559 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`314-811-19-00`

Property Details

APN / Parcel Number

Primary APN	`314-811-19-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,238 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	12,692 sqft (0.291 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	12646 ROCKROSE CT
City	POWAY
State	CA
Zip	92064-3242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC-3
Legal Description	LOT 385 TR 012356
Legal Subdivision	4919-5AR
Legal Tract	012356
Legal Block	2
Legal Lot Number	385
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17040

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12646 ROCKROSE CT, POWAY, CA 92064-3242
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2015 · Amount on Record
Deed Sale	Jul 20, 2015 · Amount on Record
Prior Sale	Apr 26, 1994 · Amount on Record
Deed Document Number	2015380880
Prior Transfer Date	Apr 17, 1997
Prior Transfer Doc	0000225273
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12646 ROCKROSE CT, POWAY, CA 92064-3242
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12646 ROCKROSE CT, POWAY, CA 92064-3242

Mortgage

Document Number	0000437234
Date	Jun 14, 2021
Instrument	2021-0437234

Lender

Name	MCJAB INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12646 ROCKROSE CT, POWAY, CA 92064-3242
Document Number	0000251907
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12646 ROCKROSE CT POWAY CA 920643242, POWAY, CA 92064-3242

Mortgage

Document Number	0000251907
Date	May 18, 2020
Instrument	251907

Lender

Name	MCJAB INC
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$941,818 (+2%) Land $351,176 Building $590,642
2025	$10,559.00 (+4.87%) Homeowner's exemption	$923,352 (+4.04%) Land $344,291 Building $579,061
2023	$10,069.00 (+1.68%) Homeowner's exemption	$887,499 Land $330,923 Building $556,576
2022	$9,903.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
AT&T Fixed Wireless	100 / 20

May also be available: San Diego Broadband, Verizon.

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