12642 Rockrose Ct, Poway, CA 92064 Property Records

San Diego County property record for 12642 Rockrose Ct, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,102 sqft · built 1990
Lot Size	0.436 acres (18,980 sqft)
Owner	2 Individual Names on File
Last Sale	$880,000 (Mar 2016)
Tax Bill	$11,894 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`314-811-20-00`

Property Details

APN / Parcel Number

Primary APN	`314-811-20-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,102 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	18,980 sqft (0.436 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	12642 ROCKROSE CT
City	POWAY
State	CA
Zip	92064-3242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC-3
Legal Description	LOT 386 TR 012356
Legal Subdivision	4191-SAR
Legal Tract	012356
Legal Block	2
Legal Lot Number	386
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17040

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12642 ROCKROSE CT, POWAY, CA 92064-3242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 22, 2016 · Amount on Record
Deed Sale	Mar 22, 2016 · Amount on Record
Prior Sale	Aug 29, 1994 · Amount on Record
Deed Document Number	2016127259
Prior Transfer Date	Mar 31, 2005
Prior Transfer Doc	0000299573
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12642 ROCKROSE CT, POWAY, CA 92064-3242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000278160
Date	Jun 21, 2017
Instrument	2017-0278160

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 15, 2037

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,062,567 (+2%) Land $436,668 Building $625,899
2025	$11,894.00 (+4.87%) Homeowner's exemption	$1,041,733 (+4.04%) Land $428,106 Building $613,627
2023	$11,342.00 (+1.69%) Homeowner's exemption	$1,001,283 Land $411,483 Building $589,800
2022	$11,154.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
AT&T Fixed Wireless	100 / 20

May also be available: San Diego Broadband, Verizon.

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