12646 Rams Ct, Fishers, IN 46037 Property Records

Hamilton County property record for 12646 Rams Ct, Fishers, IN 46037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,778 sqft · built 2005
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,108 (2024)
Deeds & Mortgages	Feb 2020 Mortgage Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`29-11-27-010-009.000-020`

Property Details

APN / Parcel Number

Primary APN	`29-11-27-010-009.000-020`
Alternative APN	`1311270010009000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,778 sqft Living Area
1st Floor Area	1,305 sqft
2nd Floor Area	1,429 sqft
Basement Area	1,305 sqft
Finished Basement	1,044 sqft
Game Room	Game Room

Exterior

Year Built	Built 2005
Architectural Style	Other
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	141 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1311270010009000
Street Address	12646 RAMS CT
City	FISHERS
State	IN
Zip	46037-9541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .30, SECTION 27, TOWNSHIP 18, RANGE 5, THE BRISTOLS, SECTION 1C, LOT 26, IRREGULAR SHAPE
Legal Range	05
Legal Township	18
Legal Section	27
Legal Subdivision	BRISTOLS SECTION 1C
Legal Block	1
Legal Lot Number	26
Jurisdiction	HAMILTON IN
Township / Civil Division	FALL CREEK
Census Block Group	1
Census Block	1017
Census Tract	110821

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	12646 RAMS CT, FISHERS, IN 46037-9541
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Jan 4, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 28, 2006
Deed Sale	Feb 28, 2006
Prior Sale	Feb 28, 2006
Deed Document Number	0000010182
Last Transfer Date	Jan 4, 2022
Transfer Doc	0000000384
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12646 RAMS CT, FISHERS, IN 46037-9541
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010630
Date	Feb 28, 2020
Instrument	2020010630

Lender

Name	GATEWAY FIRST BANK
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Jan 4, 2022
Property Address	12646 RAMS CT, FISHERS, IN 46037-9541
Document Number	0000000384
Map Reference	CAB 3 SL 43
Instrument Date	Dec 1, 2021
Instrument	2022000384
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12646 RAMS CT, FISHERS, IN 46037-9541

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Fall Creek Township
Municipality	Fishers City
Unified School District	Hamilton Southeastern Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$455,900 (+3.31%) Land $77,500 Building $378,400	$455,900 (+3.31%) Land $77,500 Building $378,400
2024	$5,108.00 (+4.87%)	$441,300 (+4.4%) Land $66,400 Building $374,900	$441,300 (+4.4%) Land $66,400 Building $374,900
2023	$4,871.00 (+3.97%) Homeowner's exemption	$422,700 (+8.19%) Land $66,400 Building $356,300	$422,700 (+8.19%) Land $66,400 Building $356,300
2022	$4,685.00 Homeowner's exemption	$390,700 Land $66,400 Building $324,300	$390,700 Land $66,400 Building $324,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fiber · DSL · Fixed Wireless in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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