12642 George St, Garden Grove, CA 92840 Property Records

Orange County property record for 12642 George St, Garden Grove, CA 92840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1952
Lot Size	0.183 acres (7,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Dec 1997)
Tax Bill	$4,548 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Mar 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`090-313-02`

Property Details

APN / Parcel Number

Primary APN	`090-313-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	7,980 sqft (0.183 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12642 GEORGE ST
City	GARDEN GROVE
State	CA
Zip	92840-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1654 BLK LOT 57
Legal Subdivision	TR 1654
Legal Tract	1654
Legal Lot Number	57
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1015
Census Tract	88501

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12642 GEORGE ST, GARDEN GROVE, CA 92840-5417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Mar 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Oct 2, 2017	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 1997 · Amount on Record
Deed Sale	Dec 17, 1997 · Amount on Record
Deed Document Number	1997649200
Last Transfer Date	Jun 25, 2008
Transfer Doc	0000313793
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Oct 5, 2026
Property Address	12642 GEORGE ST, GARDEN GROVE, CA 92840-5417
Document Number	0000278941
Instrument Date	Sep 26, 2026
Instrument	2026278941
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	12642 GEORGE ST, GARDEN GROVE, CA 92840-5417

Mortgage

Document Number	0000278941,
Date	Oct 5, 2026
Instrument	2026278941

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12642 GEORGE ST, GARDEN GROVE, CA 92840-5417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087207
Date	Mar 1, 2017
Instrument	2017000087207

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12642 GEORGE ST, GARDEN GROVE, CA 92840-5417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000417499
Date	Oct 2, 2017
Instrument	2017000417499

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12642 GEORGE ST, GARDEN GROVE, CA 92840-5417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000236157
Date	May 26, 2020
Instrument	2020000236157

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Garden Grove City
Unified School District	Garden Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$355,984 (+2%) Land $285,635 Building $70,349
2025	$4,548.00 (+4.55%) Homeowner's exemption	$349,004 (+4.04%) Land $280,034 Building $68,970
2023	$4,350.00 (+2.33%) Homeowner's exemption	$335,452 Land $269,159 Building $66,293
2022	$4,251.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1987–1995)
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Rain/snow/wind Storms, Flooding, Mudslides, Feb 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDEN GROVE serves 174,226 people · EPA ID CA3010062
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 937 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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