12640 State Rte 550, Fleming, OH 45729 Property Records

Washington County property record for 12640 State Rte 550, Fleming, OH 45729

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1960
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Last Sale	$196,000 (Sep 2020)
Tax Bill	$3,005 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050011084000`

Property Details

APN / Parcel Number

Primary APN	`050011084000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Finished Basement	806 sqft
Unfinished Basement	538 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	47,480 sqft (1.09 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Patio Area	480 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	12640 STATE ROUTE 550
City	FLEMING
State	OH
Zip	45729-5022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R10 T3 S9 160 AC LOT 726 W OF SE COR OF N 1/2 1.08 5 AC
Legal Range	10
Legal Township	03
Legal Section	09
Legal Lot Number	726
Jurisdiction	WASHINGTON OH
Township / Civil Division	BARLOW
Census Block Group	4
Census Block	4007
Census Tract	21700

Owner

Source: Washington County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12640 STATE ROUTE 550, FLEMING, OH 45729-5022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Sep 9, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Deed Document Number	20205563
Deed Book / Page	648 / 922
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Recording Date	Jun 30, 2026
Property Address	12640 STATE ROUTE 550, FLEMING, OH 45729-5022
Document Number	0000003733
Book / Page	689 / 4462
Instrument Date	Jun 13, 2026
Instrument	20263733
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12640 STATE ROUTE 550, FLEMING, OH 45729-5022

Mortgage

Document Number	0000003733,
Date	Jun 30, 2026
Book Page	689/4462
Instrument	20263733

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OH
Recording Date	Sep 9, 2020
Property Address	12640 STATE ROUTE 550, FLEMING, OH 45729-5022
Document Number	648/922
Book / Page	648 / 922
Instrument Date	Sep 4, 2020
Instrument	202000005563
Transaction Type	Transfer
Record Updated	Jul 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12640 STATE ROUTE 550, FLEMING, OH 45729-5022

Mortgage

Document Number	202000005564
Date	Sep 9, 2020
Instrument	202000005564

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Washington County
County Subdivision	Barlow Township
Unified School District	Warren Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,005.00 (+40.35%) Homeowner's exemption	$80,170 (+44.97%) Land $11,380 Building $68,790	$229,060 (+44.98%) Land $32,510 Building $196,550
2024	$2,141.00 (+1.23%)	$55,300 (-) Land $7,830 Building $47,470
2022	$2,115.00	$55,300 Land $7,830 Building $47,470	$157,990 Land $22,370 Building $135,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Smart Way Communications, Verizon.

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