12640 Calvert Ct, Lusby, MD 20657 Property Records

Calvert County property record for 12640 Calvert Ct, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,284 sqft · built 2001
Lot Size	1 acres (43,952 sqft)
Owner	Individual Name on Record
Last Sale	$6,000 (Feb 2022)
Tax Bill	$3,220 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-143581`

Property Details

APN / Parcel Number

Primary APN	`01-143581`
Alternative APNs	`1143581` `143581`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,284 sqft Total Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,952 sqft (1 acres)
Porch	Slab
Porch Area	90 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	143581
Street Address	12640 CALVERT CT
City	LUSBY
State	MD
Zip	20657-2747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 8 BLK C SEC 21 DRUM POINT
Legal Subdivision	DRUM POINT
Legal Block	C
Legal Lot Number	8
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2000
Census Tract	861003

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12640 CALVERT CT, LUSBY, MD 20657-2747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 28, 2022	Intrafamily Transfer, Transfer
Oct 18, 2021	Intrafamily Transfer, Transfer ABODE SETTLEMENT GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	May 21, 2009
Deed Book / Page	6229 / 158
Prior Transfer Date	Feb 8, 2022
Prior Transfer Doc	0062290158
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12640 CALVERT CT, LUSBY, MD 20657-2747
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060670075
Date	Sep 1, 2021
Book Page	6067/75

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Feb 28, 2022
Property Address	12640 CALVERT CT, LUSBY, MD 20657-2747
Document Number	0062290158
Book / Page	6229 / 158
Map Reference	MB AWR 1 PG 64
Instrument Date	Feb 8, 2022
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12640 CALVERT CT, LUSBY, MD 20657-2747

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Oct 18, 2021
Property Address	12640 CALVERT CT, LUSBY, MD 20657-2747
Document Number	0061140415
Book / Page	6114 / 415
Map Reference	MB AWR 1 PG 64
Instrument Date	Aug 16, 2021
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	ABODE SETTLEMENT GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12640 CALVERT CT, LUSBY, MD 20657-2747

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,000 (+7.01%) Land $87,400 Building $192,600	$280,000 (-) Land $87,400 Building $192,600
2025	$3,220.00 (+37.78%)	$261,667 (+16.3%)	$280,000 (+24.44%) Land $87,400 Building $192,600
2023	$2,337.00	$225,000 Land $87,400 Building $137,600	$225,000 Land $87,400 Building $137,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 83% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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