12636 Calvert Ct, Lusby, MD 20657 Property Records

Calvert County property record for 12636 Calvert Ct, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,478 sqft · built 2004
Lot Size	1.34 acres (58,414 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,468 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-071009`

Property Details

APN / Parcel Number

Primary APN	`01-071009`
Alternative APNs	`1071009` `071009`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,478 sqft Total Area
Basement Area	1,478 sqft
Finished Basement	1,478 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	58,414 sqft (1.34 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	377 sqft
Deck Area	56 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	071009
Street Address	12636 CALVERT CT
City	LUSBY
State	MD
Zip	20657-2747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 7 BLK C SEC 21 DRUM POINT
Legal Subdivision	DRUM POINT
Legal Block	C
Legal Lot Number	7
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2000
Census Tract	861003

Owner

12636 Calvert Ct is owned and occupied by two individuals who acquired it in January 2006.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12636 CALVERT CT, LUSBY, MD 20657-2747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Sep 30, 2021	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 2, 2019	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE
Apr 5, 2018	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2006
Deed Sale	Jan 17, 2006
Prior Sale	Dec 31, 2003 · Amount on File
Deed Document Number	200662427
Deed Book / Page	2677 / 348
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12636 CALVERT CT, LUSBY, MD 20657-2747
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ATG TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12636 CALVERT CT, LUSBY, MD 20657-2747

Mortgage

Document Number	0057560286
Date	Nov 6, 2020
Book Page	5756/286

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12636 CALVERT CT, LUSBY, MD 20657-2747
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ABODE SETTLEMENT GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060970370
Date	Sep 30, 2021
Book Page	6097/370

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12636 CALVERT CT, LUSBY, MD 20657-2747
Document Number	0054180427
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12636 CALVERT CT LUSBY MD 206572747, LUSBY, MD 20657-2747

Mortgage

Document Number	0054180427
Date	Aug 21, 2019
Book Page	005418/000427

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12636 CALVERT CT, LUSBY, MD 20657-2747
Document Number	0051930473
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	Jun 7, 2018
Title Company	ATG TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12636 CALVERT CT LUSBY MD 206572747, LUSBY, MD 20657-2747

Mortgage

Document Number	0051930473
Date	May 24, 2018
Book Page	005193/000473

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12636 Calvert Ct was $4,468.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,700 Land $136,400 Building $523,300	$659,700 Land $136,400 Building $523,300
2025	$4,468.00
2023	$5,272.00	$507,500 Land $136,400 Building $371,100	$507,500 Land $136,400 Building $371,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12636 Calvert Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12636 Calvert Ct is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 88% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Verizon.

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