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12640 Apsley Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 12640 Apsley Ln, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,656 sqft · built 2006
Lot Size0.089 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$630,000 (Jul 2022)
Tax Bill$8,873 (2024)
Deeds & MortgagesJul 2022 Sale
May 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-09-28-030-002.000-018

Property Details

APN / Parcel Number

Primary APN29-09-28-030-002.000-018
Alternative APN
  • 1709280030002000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area2,656 sqft Living Area
1st Floor Area1,032 sqft
2nd Floor Area928 sqft
Basement Area928 sqft
Finished Basement696 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area3,920 sqft (0.089 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1709280030002000
Street Address12640 APSLEY LN
CityCARMEL
StateIN
Zip46032-7240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .09, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION 3001C, LOT 649
Legal Range03
Legal Township18
Legal Section28
Legal SubdivisionVILLAGE/WESTCLAY SEC 3001-C
Legal BlockA
Legal Lot Number649
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1047
Census Tract111009

Owner

Source: Hamilton County records · APN 29-09-28-030-002.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12640 APSLEY LN, CARMEL, IN 46032-7240
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2022Warranty Deed, Transfer
CENTURION LAND TITLE INC
May 11, 2022Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK
Jun 13, 2018Grant Deed, Mortgage
CITIBANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 28, 2022 · Amount on Record
Deed SaleJul 28, 2022 · Amount on Record
Prior SaleMay 11, 2022 · Amount on Record
Deed Document Number2022037461
Record UpdatedJun 08, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJul 28, 2022
Property Address12640 APSLEY LN, CARMEL, IN 46032-7240
Document Number0000037461
Map ReferenceDOC 200200086599
Instrument DateJul 21, 2022
Instrument2022037461
Transaction TypeTransfer
Record UpdatedMay 19, 2023
Title CompanyCENTURION LAND TITLE INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address12640 ANSLEY LANE, CARMEL, IN 46032-7240

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateMay 11, 2022
Property Address12640 APSLEY LN, CARMEL, IN 46032-7240
Document Number0000023686
Instrument DateMay 06, 2022
Instrument2022023686
Transaction TypeTransfer
Record UpdatedMay 19, 2023
Title CompanyNEAR NORTH TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2333 CHKILET WELL, CARMEL, IN 46032
InvestorPossibly a Property Investor

Mortgage

Document Number0000023687
DateMay 11, 2022
Instrument2022023687
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052
Interest
Min Rate At Change4.87%
Max Rate At Change6.87%
Margin3

June 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionHAMILTON IN
Recording DateJun 13, 2018
Property Address12640 APSLEY LN, CARMEL, IN 46032-7240
Instrument DateJun 07, 2018
Instrument25893
Transaction TypeMortgage
Record UpdatedJul 17, 2018
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709

Mortgage

Document Number0000025893
DateJun 13, 2018
Instrument25893
Lender
NameCITIBANK
TypeBank
Address390 GREENWICH ST # 5TH, NEW YORK, NY 10013-2375
Agreement
AmountAmount Recorded
Term84 Months
DueJun 12, 2025
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$542,400 (+22.11%) Land $101,100 Building $441,300$542,400 (+22.11%) Land $101,100 Building $441,300
2024$8,873.00 (-1.81%)$444,200 (-0.91%) Land $101,100 Building $343,100$444,200 (-0.91%) Land $101,100 Building $343,100
2023$9,037.00 (+0.13%)$448,300 (+2.45%) Land $101,100 Building $347,200$448,300 (+2.45%) Land $101,100 Building $347,200
2022$9,025.00$437,600 Land $101,100 Building $336,500$437,600 Land $101,100 Building $336,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 372 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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