Hamilton County property record for 12628 Apsley Ln, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,153 sqft · built 2003 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,921 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-28-030-001.000-018 |
| Primary APN | 29-09-28-030-001.000-018 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,153 sqft Living Area |
| 1st Floor Area | 1,445 sqft |
| Attic | Attic |
| Attic Area | 944 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 764 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709280030001000 |
|---|---|
| Street Address | 12628 APSLEY LN |
| City | CARMEL |
| State | IN |
| Zip | 46032-7240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .11, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION 3001C, LOT 648 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 28 |
| Legal Subdivision | VILLAGE OF WEST CLAY |
| Legal Block | A |
| Legal Lot Number | 648 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 111009 |
12628 Apsley Ln is owned and occupied by an individual who acquired it in January 2025.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12628 APSLEY LN, CARMEL, IN 46032-7240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Jun 13, 2018 | Grant Deed, Mortgage CITIBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2025 |
| Deed Sale | Jan 15, 2025 |
| Prior Sale | Jul 15, 2003 |
| Deed Document Number | 200300068559 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12628 APSLEY LN, CARMEL, IN 46032-7240 |
| Document Number | 0000041818 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12628 APSLEY LN CARMEL IN 460327240, CARMEL, IN 46032-7240 |
| Document Number | 0000041818 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 41818 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 13, 2018 |
| Property Address | 12628 APSLEY LN, CARMEL, IN 46032-7240 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 25893 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709 |
| Document Number | 0000025893 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 25893 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | 390 GREENWICH ST # 5TH, NEW YORK, NY 10013-2375 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Jun 12, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $436,200 (+20.46%) Land $112,300 Building $323,900 | $436,200 (+20.46%) Land $112,300 Building $323,900 | |
| 2024 | $3,921.00 (+1.24%) | $362,100 (-1.66%) Land $112,300 Building $249,800 | $362,100 (-1.66%) Land $112,300 Building $249,800 |
| 2023 | $3,873.00 (-5.26%) Homeowner's exemption | $368,200 (+2.16%) Land $112,300 Building $255,900 | $368,200 (+2.16%) Land $112,300 Building $255,900 |
| 2022 | $4,088.00 Homeowner's exemption | $360,400 Land $112,300 Building $248,100 | $360,400 Land $112,300 Building $248,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12628 Apsley Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12628 Apsley Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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