1246 Putnam Cir, Rochester, MI 48307 Property Records

Oakland County property record for 1246 Putnam Cir, Rochester, MI 48307

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,212 sqft · built 2000
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,436 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`68-15-12-303-019`

Property Details

APN / Parcel Number

Primary APN	`68-15-12-303-019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,212 sqft Living Area
1st Floor Area	1,987 sqft
Basement Area	1,670 sqft
Unfinished Basement	1,670 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 74 ft wide
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	384 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1246 PUTNAM CIR
City	ROCHESTER
State	MI
Zip	48307-6045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R11E, SEC 11 & 12 STONY CREEK RIDGE NO 2 LOT 193 4-17-97 FR 326-003
Legal Range	11E
Legal Township	03N
Legal Section	11
Legal Subdivision	STONY CREEK
Legal Lot Number	4,193
Jurisdiction	OAKLAND MI
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2003
Census Tract	191200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1246 PUTNAM CIR, ROCHESTER, MI 48307-6045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage MAIN STREET BANK
Jun 8, 2018	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2001
Deed Sale	Mar 19, 2001
Prior Sale	Mar 19, 2001 · Amount on Record
Prior Transfer Date	Mar 7, 2001
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1246 PUTNAM CIR, ROCHESTER, MI 48307-6045
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023187
Date	Feb 7, 2017
Book Page	50363/00837
Instrument	023187

Lender

Name	MAIN STREET BANK
Type	Bank
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 8, 2018
Property Address	1246 PUTNAM CIR, ROCHESTER, MI 48307-6045
Document Number	0000097208
Book / Page	051888 / 000198
Instrument Date	Jun 4, 2018
Instrument	97208
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$4,042.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1246 PUTNAM CIR ROCHESTER MI 483076045, ROCHESTER, MI 48307-6045

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Rochester City
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,436.00 (-8.45%) Homeowner's exemption	$310,550 (+5.5%)	$621,100 (+5.5%)
2024	$9,215.00 (+17.43%)
2023		$294,350	$588,700
2021	$7,847.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER EAST serves 5,100 people · EPA ID MI0005723
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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