1264 Plum Ave, Chipley, FL 32428 Property Records

Washington County property record for 1264 Plum Ave, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,425 sqft · built 2021
Lot Size	2.25 acres (98,125 sqft)
Owner	2 Individual Names on File
Last Sale	$292,000 (Mar 2026)
Deeds & Mortgages	Aug 2024 Line of Credit Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000029500000`

Property Details

APN / Parcel Number

Primary APN	`000029500000`
Alternative APNs	`00000000-00-2950-0000` `29500000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,425 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	1,425 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	98,125 sqft (2.25 acres)
Lot Width	384 ft Width
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1264 PLUM AVE
City	CHIPLEY
State	FL
Zip	32428-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 5 13 ORB 1214 P 464 S1/2 OF LOTS 7,8, E. OF HWY 77 BLK I, AS DESC IN ORB 1214 P 464
Legal Range	13W
Legal Township	05S
Legal Section	33
Legal Subdivision	HAGERMAN ADDITION
Legal Block	I
Legal Lot Number	7,8
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2023
Census Tract	970104

Owner

1264 Plum Ave is owned and occupied by two individuals who bought it in March 2026.

Source: Washington County records, as of April 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1655 N HIGHWAY 81, WESTVILLE, FL 32464-8039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 27, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 4, 2021	Warranty Deed, Transfer · VA Mortgage KELLER MORTGAGE LLC
Aug 14, 2019	Trustee's Deed, Construction Loan · Construction Mortgage COMMUNITY S CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2026 · Amount on File
Deed Sale	Mar 27, 2026 · Amount on File
Prior Sale	Aug 4, 2021 · Amount on File
Deed Document Number	20262201
Deed Book / Page	1365 / 985
Prior Transfer Date	Jun 13, 2002
Prior Transfer Doc	0000003332
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1264 PLUM AVE, CHIPLEY, FL 32428-1257
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1264 PLUM AVE, CHIPLEY, FL 32428-1257

Mortgage

Document Number	0067006083
Date	Aug 15, 2024
Book Page	1313/123
Instrument	202467006083

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 30, 2049

Interest

Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 27, 2026
Property Address	1264 PLUM AVE, CHIPLEY, FL 32428-1257
Document Number	0067002201
Book / Page	1365 / 985
Map Reference	MB 1 PG 34
Instrument Date	Mar 26, 2026
Instrument	202667002201
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,044.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8341 PINE CONE DR, GAUTIER, MS 39553-2367

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 N HIGHWAY 81, WESTVILLE, FL 32464-8039

Mortgage

Document Number	0000000001
Date	Mar 27, 2026
Instrument	1366/1

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 4, 2021
Property Address	1264 PLUM AVE, CHIPLEY, FL 32428-1257
Document Number	0067005696
Book / Page	1214 / 464
Map Reference	MB 1 PG 34
Instrument Date	Aug 3, 2021
Instrument	202167005696
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1136 PONDEROSA TRL, CHIPLEY, FL 32428-4414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2637 STANMORE CT, UNION PARK, FL 32817-2947

Mortgage

Document Number	0000000466
Date	Aug 4, 2021
Instrument	1214/466

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 14, 2019
Property Address	1264 PLUM AVE, CHIPLEY, FL 32428-1257
Book / Page	001153 / 000326
Instrument Date	Aug 9, 2019
Instrument	67006176
Transaction Type	Construction Loan
Record Updated	Aug 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1136 PONDEROSA TRL CHIPLEY FL 324284414, CHIPLEY, FL 32428-4414

Mortgage

Document Number	0067006176
Date	Aug 14, 2019
Book Page	001153/000326
Instrument	67006176

Lender

Name	COMMUNITY S CU
Type	Credit Union
Address	CHIPLEY, FL 32428

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 13, 2020

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$164,542	$213,045 Land $26,427 Building $186,618
2023	Homeowner's exemption	$155,248	$170,463 Land $26,427 Building $144,036

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1264 Plum Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1264 Plum Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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