1213 Plum Ave, Chipley, FL 32428 Property Records

Washington County property record for 1213 Plum Ave, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,230 sqft · built 1965
Lot Size	2.59 acres (113,256 sqft)
Owner	Individual Name on File
Last Sale	$122,900 (Jul 2019)
Tax Bill	$1,069 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000029400000`

Property Details

APN / Parcel Number

Primary APN	`000029400000`
Alternative APN	`29400000`

Interior

Full Baths	2 Baths
Building Area	1,230 sqft Heated Area
Gross Area	1,632 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	113,256 sqft (2.59 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	102 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000029400000
Street Address	1213 PLUM AVE
City	CHIPLEY
State	FL
Zip	32428-1259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 5 13 2.6 ORB 1151 P 851 LOT 2 BLK I LESS BG SWC RUN N. 314',E.298.5',S.314',W.298.5' TO POB
Legal Range	13W
Legal Township	05N
Legal Section	33
Legal Subdivision	HAGERMAN ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2017
Census Tract	970104

Owner

1213 Plum Ave is owned and occupied by an individual who bought it in July 2019.

Source: Washington County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1213 PLUM AVE, CHIPLEY, FL 32428-1259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Line of Credit TYNDALL FCU
Jul 30, 2019	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on File
Deed Sale	Jul 30, 2019 · Amount on File
Prior Sale	Jun 13, 2016 · Amount on File
Deed Document Number	201967005808
Deed Book / Page	1151 / 0851
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1213 PLUM AVE, CHIPLEY, FL 32428-1259
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 PLUM AVE, CHIPLEY, FL 32428-1259

Mortgage

Document Number	0067001156
Date	Feb 14, 2024
Book Page	1296/172
Instrument	202467001156

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 30, 2019
Property Address	1213 PLUM AVE, CHIPLEY, FL 32428-1259
Document Number	0067005808
Book / Page	1151 / 0851
Instrument Date	Jul 29, 2019
Instrument	201967005808
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8102 SHEFFIELD PL, 8102, PENSACOLA, FL 32506-4944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 PLUM AVE, CHIPLEY, FL 32428-1259

Mortgage

Document Number	0000000853
Date	Jul 30, 2019
Instrument	1151/853

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1213 Plum Ave was $1,069 with a homeowner's exemption, up 7.1% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,069.00 (+7.11%) Homeowner's exemption	$95,436 (+2.9%)	$164,407 (+15.1%) Land $19,240 Building $145,167
2024	$998.00 (+4.5%) Homeowner's exemption	$92,746 (+3%)	$142,844 (+8.4%) Land $16,900 Building $125,944
2023	$955.00 (+5.29%) Homeowner's exemption	$90,045 (+3%)	$131,777 (+9.16%) Land $16,900 Building $114,877
2022	$907.00 Homeowner's exemption	$87,422	$120,720 Land $16,120 Building $104,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1213 Plum Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1213 Plum Ave is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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