Franklin County property record for 1264 Cedars Valley Rd, Saint Albans, MO 63073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 3,483 sqft · built 1993 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $9,524 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-1-01.0-0-001-020.000 |
| Primary APN | 08-1-01.0-0-001-020.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,483 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 34,848 sqft (0.8 acres) |
| Patio Area | 647 sqft |
| Street Address | 1264 CEDARS VALLEY RD |
|---|---|
| City | SAINT ALBANS |
| State | MO |
| Zip | 63073-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CD |
| Legal Description | LOT:19 CEDARS VALLEY 1 |
| Legal Range | 02E |
| Legal Township | 44 |
| Legal Section | 01 |
| Legal Subdivision | CEDARS VALLEY |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 800102 |
The current owner of 1264 Cedars Valley Rd acquired it in December 2014.
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | PO BOX 346, SAINT ALBANS, MO 63073-0346 |
| Date | Document |
|---|---|
| Apr 12, 2024 | Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST |
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WEST COMMUNITY CU |
| May 4, 2020 | Deed of Trust, Mortgage STIFEL BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 26, 2014 |
| Transfer Doc | 0000017215 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1264 CEDARS VALLEY RD, SAINT ALBANS, MO 63073-1122 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0002404055 |
|---|---|
| Date | Apr 12, 2024 |
| Instrument | 2404055 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 15, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1264 CEDARS VALLEY RD, SAINT ALBANS, MO 63073-1122 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | INVESTORS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002115079 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2115079 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1264 CEDARS VALLEY RD, SAINT ALBANS, MO 63073-1122 |
| Document Number | 0000007263 |
| Instrument Date | May 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1264 CEDARS VALLEY RD ST ALBANS MO 630731122, ST ALBANS, MO 63073-1122 |
| Document Number | 0000007263 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 7263 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | May 18, 2030 |
The 2025 property tax bill for 1264 Cedars Valley Rd was $9,524.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,524.00 | $157,704 | $830,020 Land $165,000 Building $665,020 |
| 2023 | $8,972.00 (+4.79%) | $136,241 | $717,060 Land $165,000 Building $552,060 |
| 2022 | $8,562.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1264 Cedars Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1264 Cedars Valley Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
5G (outdoors only) and 4G LTE
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