Vilas County property record for 12635 Kratowicz Dr, Presque Isle, WI 54557
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.02 acres (218,671 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,262 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-1106-16 |
| Primary APN | 22-1106-16 |
|---|---|
| Alternative APN |
|
| Lot Area | 218,671 sqft (5.02 acres) |
|---|
| Street Address | 12635 KRATOWICZ DR |
|---|---|
| City | PRESQUE ISLE |
| State | WI |
| Zip | 54557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 14CS103 PRT NW NW & NE NW & 1/15 INT OL1 |
| Legal Lot Number | 12 |
| Jurisdiction | VILAS WI |
| Township / Civil Division | PRESQUE ISLE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 950601 |
Source: Vilas County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2312 N VIOLA ST, APPLETON, WI 54911-3071 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Jun 21, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage BMO HARRIS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 12635 KRATOWICZ DR, PRESQUE ISLE, WI 54557 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2312 N VIOLA ST, APPLETON, WI 54911-3071 |
| Document Number | 0000618414 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 618414 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 12635 KRATOWICZ DR, PRESQUE ISLE, WI 54557 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 546847 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 546847 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 16, 2032 |
Source: Vilas County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vilas County |
| County Subdivision | Presque Isle Town |
| Elementary School District | North Lakeland School District (PK - 08) |
| Secondary School District | Lakeland Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,262.00 (+12.58%) | $162,000 (-) Land $25,000 Building $137,000 |
| 2023 | $1,121.00 | $162,000 Land $25,000 Building $137,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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