12578 Kratowicz Dr, Presque Isle, WI 54557 Property Records

Vilas County property record for 12578 Kratowicz Dr, Presque Isle, WI 54557

Property Summary

Property TypeSingle Family Home
Lot Size5.05 acres (220,414 sqft)
Owner2 Individual Names on File
Tax Bill$1,199 (2025)
Deeds & MortgagesMar 2023 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN22-1106-07

Property Details

APN / Parcel Number

Primary APN22-1106-07
Alternative APN
  • 2 CS 3

Exterior

Lot Area220,414 sqft (5.05 acres)

Location & Zoning

Street Address12578 KRATOWICZ DR
CityPRESQUE ISLE
StateWI
Zip54557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 14CS97 PRT NE NW & 1/15 INT IN OL1
Legal Lot Number3
JurisdictionVILAS WI
Township / Civil DivisionPRESQUE ISLE
Census Block Group2
Census Block2007
Census Tract950601

Owner

12578 Kratowicz Dr, a single family home, is owned by two individuals.

Source: Vilas County records, as of February 19, 2026

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing AddressPO BOX 254, PRESQUE ISLE, WI 54557-0254
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2023Deed of Trust, Mortgage · Conventional Mortgage
METRO FCU
Feb 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVILAS WI
Property Address12578 KRATOWICZ DR, PRESQUE ISLE, WI 54557
Transaction TypeMortgage
Record UpdatedJul 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000600431
DateMar 29, 2023
Instrument600431
Lender
NameMETRO FCU
TypeCredit Union
AddressARLINGTON HEIGHTS, IL 60004
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term61 Months
DueMar 31, 2028

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVILAS WI
Property Address12578 KRATOWICZ DR, PRESQUE ISLE, WI 54557
Transaction TypeMortgage
Record UpdatedMar 15, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number559995
DateFeb 1, 2019
Instrument559995
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
AddressCHERRY HILL, NJ 08002
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 12578 Kratowicz Dr was $1,199.

Source: Vilas County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyVilas County
County SubdivisionPresque Isle Town
Elementary School DistrictNorth Lakeland School District (PK - 08)
Secondary School DistrictLakeland Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,199.00$154,000 Land $25,000 Building $129,000
2023$1,065.00$154,000 Land $25,000 Building $129,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12578 Kratowicz Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12578 Kratowicz Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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