12633 State Rte 351 E, Henderson, KY 42420 Property Records

Henderson County property record for 12633 State Rte 351 E, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,138 sqft · built 1973
Lot Size	10.9 acres (476,982 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Apr 2022)
Tax Bill	$4,380 (2025)
Deeds & Mortgages	Nov 2005 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`98-76`

Property Details

APN / Parcel Number

Primary APN	`98-76`
Alternative APNs	`50333` `4706`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,138 sqft Finished Area

Exterior

Year Built	Built 1973
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	476,982 sqft (10.9 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	220 sqft
Deck Area	670 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	50333
Street Address	12633 STATE ROUTE 351 E
City	HENDERSON
State	KY
Zip	42420-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SINGLE FAMILY
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	3
Census Block	3049
Census Tract	20704

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12633 STATE ROUTE 351 E, HENDERSON, KY 42420-9413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Apr 1, 2022	Deed, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Deed Document Number	2022003195
Deed Book / Page	RE658 / 338
Record Updated	Jun 8, 2026

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	12633 STATE ROUTE 351 E, HENDERSON, KY 42420-9413
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000922/811
Date	Nov 18, 2005
Book Page	922/811

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 31, 2025

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Apr 1, 2022
Property Address	12633 STATE ROUTE 351 E, HENDERSON, KY 42420-9413
Document Number	0RE658/338
Book / Page	RE658 / 338
Instrument Date	Mar 29, 2022
Instrument	2022003195
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12633 STATE ROUTE 351 E, HENDERSON, KY 42420-9413

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12633 STATE ROUTE 351 E, HENDERSON, KY 42420-9413

Mortgage

Document Number	2022003196
Date	Apr 1, 2022
Instrument	2022003196

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.12%
Index	Other
Margin	3
Max Rate	8.12%

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,380.00 (-0.79%) Homeowner's exemption	$390,000 (-)	$390,000 (-)
2023	$4,415.00 Homeowner's exemption	$390,000	$390,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2018–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Watch TV.

Nearby Properties on State Rte 351 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures