11486 State Rte 351 E, Henderson, KY 42420 Property Records

Henderson County property record for 11486 State Rte 351 E, Henderson, KY 42420

Property Summary

Property TypeSingle Family Home
Details1,704 sqft · built 1973
Lot Size1.08 acres (47,306 sqft)
Owner2 Individual Names on Record
Last Sale$80,000 (Mar 1997)
Tax Bill$1,280 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN97-36

Property Details

APN / Parcel Number

Primary APN97-36
Alternative APN
  • 10987

Interior

Total Rooms6 Rooms
Stories1 Story
Building Area1,704 sqft Finished Area

Exterior

Year BuiltBuilt 1973
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area47,306 sqft (1.08 acres)
TerrainRolling
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Pool Area700 sqft
PorchPorch
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Account Number10987
Street Address11486 STATE ROUTE 351 E
CityHENDERSON
StateKY
Zip42420-8405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionSINGLE FAMILY
JurisdictionHENDERSON KY
Township / Civil DivisionSPOTTSVILLE
Census Block Group1
Census Block1000
Census Tract20704

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11486 STATE ROUTE 351 E, HENDERSON, KY 42420-8405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 1997 · Amount on Record
Deed SaleMar 14, 1997 · Amount on Record
Deed Document Number0004660265
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Recording DateAug 27, 2026
Property Address11486 STATE ROUTE 351 E, HENDERSON, KY 42420-8405
Document Number0000008812
Book / Page1512 / 600
Instrument DateJul 24, 2026
Instrument20268812
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address11486 STATE ROUTE 351 E, HENDERSON, KY 42420-8405

Mortgage

Document Number0000008812,
DateAug 27, 2026
Book Page1512/600
Instrument20268812
Lender
NameOLD NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 25, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,280.00 (-0.78%)$110,500 (-)$110,500 (-)
2023$1,290.00$110,500$110,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON COUNTY WATER DISTRICT
serves 17,447 people · EPA ID KY0510189
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
100 / 20

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