12633 Cedar Post Ln, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 12633 Cedar Post Ln, Charlotte, NC 28215

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,456 sqft · built 1998
Lot Size0.757 acres (32,994 sqft)
OwnerIndividual Name on File
Tax Bill$2,925 (2023)
Deeds & MortgagesDec 2020 Line of Credit
Mar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN111-432-07

Property Details

APN / Parcel Number

Primary APN111-432-07

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,456 sqft Heated Area
Gross Area3,962 sqft
1st Floor Area1,789 sqft
Upper Floors Area1,667 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area32,994 sqft (0.757 acres)
Garage Area506 sqft
Deck Area192 sqft
Patio Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number111-432-07
Street Address12633 CEDAR POST LN
CityCHARLOTTE
StateNC
Zip28215-9036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL46 B14 M27-140
Legal SubdivisionBRADFIELD FARMS PH 09 MAP 01
Legal Block14
Legal Lot Number46
JurisdictionMECKLENBURG NC
Township / Civil Division6, CLEAR CREEK
Census Block Group1
Census Block1006
Census Tract5621

Owner

12633 Cedar Post Ln is owned and occupied by an individual who acquired it in September 1998.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address12633 CEDAR POST LN, CHARLOTTE, NC 28215-9036
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2020Deed of Trust, Mortgage · Line of Credit
CHARLOTTE METRO FCU
Mar 7, 2017Deed of Trust, Mortgage · Line of Credit
CHARLOTTE METRO CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 30, 1998
Transfer Doc0000009955
Record UpdatedJun 7, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12633 CEDAR POST LN, CHARLOTTE, NC 28215-9036
Transaction TypeMortgage
Record UpdatedJul 12, 2022
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000203301
DateDec 2, 2020
Book Page35383/874
Instrument2020203301
Lender
NameCHARLOTTE METRO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12633 CEDAR POST LN, CHARLOTTE, NC 28215-9036
Document Number0000032146
Book / Page031633 / 000505
Instrument DateMar 7, 2017
Transaction TypeMortgage
Record UpdatedMar 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address12633 CEDAR POST LN CHARLOTTE NC 282159036, CHARLOTTE, NC 28215-9036

Mortgage

Document Number0000032146
DateMar 14, 2017
Book Page031633/000505
Instrument32146
Lender
NameCHARLOTTE METRO CU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueMar 13, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 12633 Cedar Post Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12633 Cedar Post Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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