Mecklenburg County property record for 12630 Cedar Post Ln, Charlotte, NC 28215
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,733 sqft · built 1998 |
| Lot Size | 0.525 acres (22,870 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $234,000 (Jun 2006) |
| Tax Bill | $2,534 (2023) |
| Deeds & Mortgages | Aug 2023 Mortgage Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 111-432-08 |
| Primary APN | 111-432-08 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,733 sqft Heated Area |
| Gross Area | 3,270 sqft |
| 1st Floor Area | 1,191 sqft |
| Upper Floors Area | 1,542 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 22,870 sqft (0.525 acres) |
| Garage Area | 470 sqft |
| Porch | Porch |
| Porch Area | 67 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 111-432-08 |
|---|---|
| Street Address | 12630 CEDAR POST LN |
| City | CHARLOTTE |
| State | NC |
| Zip | 28215-9035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L45 B14 M27-140 |
| Legal Subdivision | BRADFIELD FARMS PH 09 MAP 01 |
| Legal Block | 14 |
| Legal Lot Number | 45 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 6, CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5621 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12630 CEDAR POST LN, CHARLOTTE, NC 28215-9035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA |
| Oct 27, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2006 · Amount on Record |
| Deed Sale | Jun 27, 2006 · Amount on Record |
| Prior Sale | Mar 3, 1999 · Amount on Record |
| Deed Document Number | 0020648292 |
| Deed Book / Page | 20648 / 292 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12630 CEDAR POST LN, CHARLOTTE, NC 28215-9035 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | SILK TITLE AND ESCROW FT |
| Name | Verified Name |
|---|---|
| Address | 12630 CEDAR POST LN, CHARLOTTE, NC 28215-9035 |
| Document Number | 0000074683 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | 38295/191 |
| Instrument | 2023074683 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12630 CEDAR POST LN, CHARLOTTE, NC 28215-9035 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | SILK TITLE AND ESCROW FT |
| Name | Verified Name |
|---|---|
| Address | 12630 CEDAR POST LN, CHARLOTTE, NC 28215-9035 |
| Document Number | 0000109973 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 39960/652 |
| Instrument | 2025109973 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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