DeSoto County property record for 12632 River Bend Dr, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,850 sqft · built 2002 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $356,440 (May 2026) |
| Tax Bill | $1,869 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-3-07-06-0-00200-00 |
| Primary APN | 2-05-3-07-06-0-00200-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,850 sqft Adjusted Area |
| 1st Floor Area | 2,380 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Patio Area | 321 sqft |
| Utility Building | 512 sqft |
| Street Address | 12632 RIVER BEND DR |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-5989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | FOREST HILL COMMUNITY PHASE III LOT 200 |
| Legal Range | 005 |
| Legal Township | 02S |
| Legal Section | 07 |
| Legal Subdivision | FOREST HILL COMMUNITY PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 200 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 70830 |
12632 River Bend Dr is owned and occupied by two individuals who bought it in May 2026.
Source: DeSoto County records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12632 RIVER BEND DR, OLIVE BRANCH, MS 38654-5989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2018 | Deed of Trust, Mortgage · Seller Carry-Back WARDLOW FAMILY TRUST |
| May 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on File |
| Deed Sale | May 29, 2026 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 1026 / 9286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 12632 RIVER BEND DR, OLIVE BRANCH, MS 38654-5989 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004489/682 |
|---|---|
| Date | Feb 7, 2018 |
| Book Page | 4489/682 |
| Instrument | T04489-00682 |
| Name | WARDLOW FAMILY TRUST |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 29, 2026 |
| Property Address | 12632 RIVER BEND DR, OLIVE BRANCH, MS 38654-5989 |
| Document Number | 01026/9286 |
| Book / Page | 1026 / 9286 |
| Instrument Date | May 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | TITAN TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12632 RIVER BEND DR, OLIVE BRANCH, MS 38654-5989 |
| Document Number | 5663059580, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 5663/59580 |
| Name | COMMUNITY MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 12632 River Bend Dr was $1,869.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,869.00 | $26,305 Land $3,500 Building $22,805 | $263,054 Land $35,000 Building $228,054 |
| 2023 | $1,659.00 | $19,599 | $195,985 Land $35,000 Building $160,985 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12632 River Bend Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Jun 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12632 River Bend Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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