12529 River Bend Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 12529 River Bend Dr, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 3,762 sqft · built 2002
Lot Size2.07 acres (90,169 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (May 2020)
Tax Bill$2,690 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN2-05-3-07-06-0-00176-00

Property Details

APN / Parcel Number

Primary APN2-05-3-07-06-0-00176-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area3,762 sqft Adjusted Area
1st Floor Area2,572 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeGable
Roof MaterialShingle
Lot Area90,169 sqft (2.07 acres)
Pool Area648 sqft
Patio Area496 sqft

Location & Zoning

Street Address12529 RIVER BEND DR
CityOLIVE BRANCH
StateMS
Zip38654-6577
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionFOREST HILL COMMUNITY PHASE III LOT 176
Legal Range005
Legal Township02S
Legal Section07
Legal SubdivisionFOREST HILL COMMUNITY PH 3
Legal Phase3
Legal Lot Number176
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group3
Census Block3015
Census Tract70830

Owner

12529 River Bend Dr is owned and occupied by two individuals who acquired it in October 2021.

Source: DeSoto County records, as of December 23, 2025

Owner of Record2 Individual Names on File
Mailing Address12529 RIVER BEND DR, OLIVE BRANCH, MS 38654-6577
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2020Deed of Trust, Mortgage · Line of Credit
BANKPLUS
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 4, 2021Intrafamily Transfer, Transfer
May 13, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2020 · Amount on File
Deed SaleMay 13, 2020 · Amount on File
Prior SaleAug 31, 2016
Deed Book / Page919 / 244
Last Transfer DateOct 14, 2021
Transfer Doc000977/267
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address12529 RIVER BEND DR, OLIVE BRANCH, MS 38654-6577
Transaction TypeMortgage
Record UpdatedNov 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12529 RIVER BEND DR, OLIVE BRANCH, MS 38654-6577

Mortgage

Document Number005055/355
DateOct 1, 2020
Book Page5055/355
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeLine of Credit
AmountAmount on Record
Term81 Months
DueJul 5, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address12529 RIVER BEND DR, OLIVE BRANCH, MS 38654-6577
Transaction TypeMortgage
Record UpdatedNov 30, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12529 RIVER BEND DR, OLIVE BRANCH, MS 38654-6577

Mortgage

Document Number0005138/49
DateJan 19, 2021
Book Page5138/49
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateNov 4, 2021
Property Address12529 RIVER BEND DR, OLIVE BRANCH, MS 38654-6577
Document Number000977/267
Book / Page977 / 267
Map ReferenceMB 72 PG 35
Instrument DateOct 14, 2021
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address12529 RIVER BEND DR, OLIVE BRANCH, MS 38654-6577

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateMay 13, 2020
Property Address12529 RIVER BEND DR, OLIVE BRANCH, MS 38654-6577
Document Number000919/244
Book / Page919 / 244
Map ReferenceMB 72 PG 35
Instrument DateMay 6, 2020
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12529 RIVER BEND DR, 12529, OLIVE BRANCH, MS 38654-6577

Transferred To (Grantee/Buyer)

NameVerified Name
Address12529 RIVER BEND DR, OLIVE BRANCH, MS 38654-6577

Mortgage

Document Number0004943598
DateMay 13, 2020
Instrument4943/598
Lender
NameQUICKEN LOANS LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12529 River Bend Dr was $2,690.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,690.00$36,255 Land $3,500 Building $32,755$362,553 Land $35,000 Building $327,553
2023$2,237.00$25,381$253,805 Land $35,000 Building $218,805

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12529 River Bend Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimJun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12529 River Bend Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 44% of Mississippi
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on River Bend Dr

Nearby Streets

Search Property Records by Address or Parcel Number