Texas County property record for 12631 Elder Springs Rd, Plato, MO 65552
| Property Type | Single Family Home |
|---|---|
| Details | 1,458 sqft · built 2005 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,003 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| APN | 4-2-3-2.04 |
| Primary APN | 4-2-3-2.04 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,458 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Metal |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Lot Dimensions | 210 ft deep x 190 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Other |
| Street Address | 12631 ELDER SPRINGS RD |
|---|---|
| City | PLATO |
| State | MO |
| Zip | 65552-8716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 19 ELDER CRK EST 190'X210' |
| Legal Range | 11 |
| Legal Township | 33 |
| Legal Section | 03 |
| Legal Subdivision | SUBDIVISION OF ELDER CREEK ESTATES |
| Legal Lot Number | 19 |
| Jurisdiction | TEXAS MO |
| Township / Civil Division | ROUBIDOUX |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 480101 |
Source: Texas County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12631 ELDER SPRINGS RD, PLATO, MO 65552-8716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2006 |
| Deed Sale | Oct 16, 2006 |
| Deed Book / Page | 812 / 646 |
| Last Transfer Date | Sep 29, 2015 |
| Transfer Doc | 02015/2842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TEXAS MO |
| Recording Date | Aug 25, 2026 |
| Property Address | 12631 ELDER SPRINGS RD, PLATO, MO 65552-8716 |
| Document Number | 0000002995 |
| Book / Page | 2026 / 2995 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 20262995 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12631 ELDER SPRINGS RD, PLATO, MO 65552-8716 |
| Document Number | 0000002995, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 2026/2995 |
| Instrument | 20262995 |
| Name | USAA FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Texas County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Texas County |
| County Subdivision | Roubidoux Township |
| Unified School District | Plato R-V School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,003.00 (-0.99%) | $27,640 (-) | $145,460 (-) Land $19,000 Building $126,460 |
| 2024 | $1,013.00 | ||
| 2023 | $27,640 | $145,460 Land $19,000 Building $126,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 63% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TEXAS COUNTY PWSD 1 serves 3,335 people · EPA ID MO4024606 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Splash Wireless Internet Fixed Wireless | 200 / 25 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Brightspeed DSL | 100 / 10 |
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