12607 Elder Springs Rd, Plato, MO 65552 Property Records

Texas County property record for 12607 Elder Springs Rd, Plato, MO 65552

Property Summary

Property TypeSingle Family Home
Details4 bd · 1,936 sqft · built 1990
Lot Size1.09 acres (47,480 sqft)
Owner2 Individual Names on File
Last Sale$229,270 (Jun 2023)
Tax Bill$1,059 (2025)
Deeds & MortgagesJun 2023 Mortgage
May 2023 Sale
+ 3 more
APN4-2-3-021

Property Details

APN / Parcel Number

Primary APN4-2-3-021
Alternative APN
  • 04-0.2-03-000-000-021

Interior

Bedrooms4 Beds
Total Rooms6 Rooms
Stories1 Story
Building Area1,936 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialMetal
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area47,480 sqft (1.09 acres)
Garage Area1,200 sqft
Parking Spaces4 Parking Spaces
Utility Building384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemOther

Location & Zoning

Street Address12607 ELDER SPRINGS RD
CityPLATO
StateMO
Zip65552-8716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 ELDER CRK EST & PT SEQ NWQ
Legal Range11
Legal Township33
Legal Section03
Legal SubdivisionELDER CREEK ESTATES PLAT NO 2
Legal Lot Number17
JurisdictionTEXAS MO
Township / Civil DivisionROUBIDOUX
Census Block Group3
Census Block3002
Census Tract480101

Owner

Source: Texas County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address12607 ELDER SPRINGS RD, PLATO, MO 65552-8716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2023Warranty Deed, Transfer · VA Mortgage
VLG LLC
May 11, 2023Warranty Deed, Transfer
May 4, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 18, 2019Warranty Deed, Transfer · VA Mortgage
DAS ACQUISITION
Jun 7, 2017Deed of Trust, Mortgage · Line of Credit
INFUZE CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2023 · Amount on File
Deed SaleJun 20, 2023 · Amount on File
Prior SaleMay 11, 2023
Deed Document Number20231962
Deed Book / Page2023 / 1962
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTEXAS MO
Recording DateJun 20, 2023
Property Address12607 ELDER SPRINGS RD, PLATO, MO 65552-8716
Document Number02023/1962
Book / Page2023 / 1962
Map ReferenceMB 2 PG 5
Instrument DateJun 16, 2023
Instrument202301962
Transaction TypeTransfer
Record UpdatedDec 11, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12607 ELDER SPRINGS RD, PLATO, MO 65552-8716

Mortgage

Document Number0202301963
DateJun 20, 2023
Instrument202301963
Lender
NameVLG LLC
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTEXAS MO
Recording DateMay 11, 2023
Property Address12607 ELDER SPRINGS RD, PLATO, MO 65552-8716
Document Number02023/1470
Book / Page2023 / 1470
Map ReferenceMB 2 PG 5
Instrument DateMay 10, 2023
Instrument202301470
Transaction TypeTransfer
Record UpdatedJul 4, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12607 ELDER SPRINGS RD, PLATO, MO 65552-8716

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTEXAS MO
Property Address12607 ELDER SPRINGS RD, PLATO, MO 65552-8716
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12607 ELDER SPRINGS RD, PLATO, MO 65552-8716

Mortgage

Document Number2021/1725
DateMay 4, 2021
Book Page2021/1725
Instrument202101725
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTEXAS MO
Recording DateJul 18, 2019
Property Address12607 ELDER SPRINGS RD, PLATO, MO 65552-8716
Document Number2019/2088
Book / Page2019 / 2088
Map ReferenceMB 2 PG 5
Instrument DateJul 17, 2019
Instrument201902088
Transaction TypeTransfer
Record UpdatedNov 16, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12607 ELDER SPRINGS RD, PLATO, MO 65552-8716

Mortgage

Document Number201902089
DateJul 18, 2019
Instrument201902089
Lender
NameDAS ACQUISITION
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTEXAS MO
Property Address12607 ELDER SPRINGS RD, PLATO, MO 65552-8716
Transaction TypeMortgage
Record UpdatedAug 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201701764
DateJun 7, 2017
Book Page2017/1764
Instrument201701764
Lender
NameINFUZE CREDIT UNION
TypeNon-Lending Institution
AddressFORT LEONARD WOOD, MO 65473
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMay 31, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Texas County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyTexas County
County SubdivisionRoubidoux Township
Unified School DistrictPlato R-V School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,059.00$29,170 (-)$153,530 (-) Land $19,000 Building $134,530
2023$29,170 (+8.68%)$153,530 (+8.67%) Land $19,000 Building $134,530
2022$26,840
2021$141,280 Land $19,000 Building $122,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 63% of Missouri
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTEXAS COUNTY PWSD 1
serves 3,335 people · EPA ID MO4024606
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Splash Wireless Internet
Fixed Wireless
200 / 25
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20
Brightspeed
DSL
100 / 10

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