12631 Cedar Tree Way, Poway, CA 92064 Property Records

San Diego County property record for 12631 Cedar Tree Way, Poway, CA 92064 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms5 Baths
Year BuiltBuilt 1974
Square Footage2,630 sqft Living Area
Lot Size21,780 sqft (0.5 acres)
OccupancyOwner Occupied
Last Sale$775,000 (2014)
Tax Bill$10,532.00 (2025)

Property Details

APN / Parcel Number

Primary APN275-650-48-00

Interior

Bedrooms5 Beds
Full Baths5 Baths
Total Rooms6 Rooms
Building Area2,630 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialWood Shingle Roof
Lot Area21,780 sqft (0.5 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address12631 CEDAR TREE WAY
CityPOWAY
StateCA
Zip92064-1510
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 111 TR 007773
Legal SubdivisionSUMMERFIELD ENCINITAS
Legal Tract007773
Legal Block3
Legal Lot Number111
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup3
Census Block3000
Census Tract17006

Owner

Source: San Diego County records · APN 275-650-48-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address12631 CEDAR TREE WAY, POWAY, CA 92064-1510
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Apr 06, 2017Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
MISSION FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 26, 2014 · Amount on Record
Deed SaleNov 26, 2014 · Amount on Record
Prior SaleSep 24, 1992 · Amount on Record
Deed Doc Number2014520121
Prior Transfer DateOct 15, 2014
Prior Transfer Doc0000502214
Record RefreshedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12631 CEDAR TREE WAY, POWAY, CA 92064-1510
Transaction TypeMortgage
Record UpdatedSep 02, 2022
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address12631 CEDAR TREE WAY, POWAY, CA 92064-1510

Mortgage

Document Number0000335126
DateAug 19, 2022
Instrument2022-0335126
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 31, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12631 CEDAR TREE WAY, POWAY, CA 92064-1510
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE OF CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000155646
DateApr 06, 2017
Instrument2017-0155646
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueMay 02, 2047
Interest
Rate TypeAdjustable Rate
Rate2.87%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateMay 01, 2022
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change4.87%
Index1-Year LIBOR
Margin2
Max Rate7.87%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$950,051 (+2%) Land $311,382 Building $638,669
2025$10,532.00 (+4.93%) Homeowner's exemption$931,424 (+4.04%) Land $305,277 Building $626,147
2023$10,037.00 (+1.69%) Homeowner's exemption$895,258 Land $293,424 Building $601,834
2022$9,870.00

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