12628 Cedar Tree Way, Poway, CA 92064 Property Records

San Diego County property record for 12628 Cedar Tree Way, Poway, CA 92064 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,963 sqft · built 1974
Lot Size0.156 acres (6,814 sqft)
Owner2 Individual Names on File
Last Sale$616,500 (Jun 2016)
Tax Bill$8,256 (2025)
Deeds & MortgagesAug 2021 Mortgage
Oct 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN275-650-50-00

Property Details

APN / Parcel Number

Primary APN275-650-50-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,963 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area6,814 sqft (0.156 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12628 CEDAR TREE WAY
CityPOWAY
StateCA
Zip92064-1510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 113 TR 007773
Legal SubdivisionSUMMERFIELD ENCINITAS
Legal Tract007773
Legal Block3
Legal Lot Number113
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract17006

Owner

Source: San Diego County records · APN 275-650-50-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12628 CEDAR TREE WAY, POWAY, CA 92064-1510
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
STRONG HOME MORTGAGE LLC
Oct 09, 2020Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Mar 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Sep 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 13, 2016 · Amount on Record
Deed SaleJun 13, 2016 · Amount on Record
Deed Document Number2016289783
Prior Transfer DateJun 06, 2012
Prior Transfer Doc0000392910
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12628 CEDAR TREE WAY, POWAY, CA 92064-1510
Transaction TypeMortgage
Record UpdatedAug 11, 2021
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address12628 CEDAR TREE WAY, POWAY, CA 92064-1510

Mortgage

Document Number0000549115
DateAug 02, 2021
Instrument2021-0549115
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
AddressMANASSAS, VA 20110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12628 CEDAR TREE WAY, POWAY, CA 92064-1510
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12628 CEDAR TREE WAY, POWAY, CA 92064-1510

Mortgage

Document Number0000611196
DateOct 09, 2020
Instrument2020-0611196
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 31, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12628 CEDAR TREE WAY, POWAY, CA 92064-1510
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000163049
DateMar 30, 2020
Instrument2020-0163049
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12628 CEDAR TREE WAY, POWAY, CA 92064-1510
Document Number0000418519
Instrument DateSep 21, 2019
Transaction TypeMortgage
Record UpdatedOct 01, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12628 CEDAR TREE WAY POWAY CA 920641510, POWAY, CA 92064-1510

Mortgage

Document Number0000418519
DateSep 23, 2019
Instrument418519
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 22, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$744,265 (+2%) Land $603,733 Building $140,532
2025$8,256.00 (+4.93%) Homeowner's exemption$729,673 (+4.04%) Land $591,896 Building $137,777
2023$7,868.00 (+1.71%) Homeowner's exemption$701,341 Land $568,913 Building $132,428
2022$7,736.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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