1263 Finkel Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 1263 Finkel Rd, Baker, FL 32531

Property Summary

Property TypeGeneral Agricultural/Rural
Details3 bd · 2 ba · 26,506 sqft · built 1975
Lot Size39.7 acres (1,729,332 sqft)
Owner2 Individual Names on File
Tax Bill$1,917 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-110-1495-7

Property Details

APN / Parcel Number

Primary APNC56-001-110-1495-7
Alternative APNs
  • 03-5N-24-2770-0000-111E
  • 24N50327700000111E

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area26,506 sqft Gross Area
1st Floor Area25,575 sqft
FlooringTile

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,729,332 sqft (39.7 acres)
PorchPorch
Porch Area2,505 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemConvection

Location & Zoning

Street Address1263 FINKEL RD
CityBAKER
StateFL
Zip32531-7503
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Legal DescriptionESCAMBIA FARMS W1/2 OF UNIT 111 LYING IN SEC 18-5N-24 LESS 2.3 AC IN SW COR
Legal Range24W
Legal Township05N
Legal Section03
Legal SubdivisionESCAMBIA FARMS
Legal Lot Number111E
Legal Unit111
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group1
Census Block1042
Census Tract20102

Owner

1263 Finkel Rd, an agricultural property, is owned and occupied by two individuals.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1263 FINKEL RD, BAKER, FL 32531-7503
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1263 FINKEL RD, BAKER, FL 32531-7503
Document Number0033834588
Instrument DateFeb 1, 2019
Transaction TypeMortgage
Record UpdatedFeb 18, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1275 FINKEL ROAD BAKER OKALOOSA FL 32531, OKALOOSA, FL 32531

Mortgage

Document Number0033834588
DateFeb 4, 2019
Book Page003383/004588
Instrument3256789
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressMARIANNA, FL 32447-7000
Agreement
AmountAmount on Record
Term360 Months
DueFeb 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1263 Finkel Rd was $1,917 with exemptions applied.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,917.00 Homeowner's exemption Veteran's exemption$230,375$396,767 Land $97,112 Building $299,655
2023$1,795.00 (+3.34%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$216,478 (+3.83%)$380,832 (+6.81%)
2022$1,737.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$208,496 Land $14,400 Building $194,096$356,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1263 Finkel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1263 Finkel Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA WATERWORKS (FORMERLY BLACKMAN)
private · serves 812 people · EPA ID FL1464068
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Finkel Rd

Nearby Streets

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