1. Home
  2. Florida
  3. Okaloosa County
  4. Baker
  5. Finkel Rd

1233 Finkel Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 1233 Finkel Rd, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,969 sqft · built 2021
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on File
Tax Bill$3,049 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jul 2020 Transfer
Flood ZoneZone X (minimal risk)
APNC56-000-591-8249-3

Property Details

APN / Parcel Number

Primary APNC56-000-591-8249-3
Alternative APNs
  • 03-5N-24-2770-0000-11C0
  • 24N5032770000011C0

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,969 sqft Living Area
Gross Area4,767 sqft
1st Floor Area2,025 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area174,240 sqft (4 acres)
Garage TypeAttached
Garage Area592 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area136 sqft
Patio Area120 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1233 FINKEL RD
CityBAKER
StateFL
Zip32531-7503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SW COR N 3 DEG W 43.16 FT S 77 DEG E562.39 FT N 738.58 F T TO POB N 597.78 FT E 319.37 FT S 5 DEG W 528.13 FT S 47 DEG W103.67 FT W 202.52 FT TO POB
Legal Range24W
Legal Township05N
Legal Section03
Legal SubdivisionESCAMBIA FARMS
Legal Lot Number11C0
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group1
Census Block1042
Census Tract20102

Owner

1233 Finkel Rd is owned and occupied by two individuals who acquired it in July 2020.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1233 FINKEL RD, BAKER, FL 32531-7503
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2020Intrafamily Transfer, Transfer · Commercial Mortgage
FARM CREDIT OF NORTHWEST FLORIDA ACA
Jul 16, 2020Correction Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 30, 2020
Transfer Doc0003381914
Record UpdatedOct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateAug 13, 2020
Property Address1233 FINKEL RD, BAKER, FL 32531-7503
Document Number0034832154
Book / Page3483 / 2154
Instrument DateJul 30, 2020
Instrument3381914
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyBRIGHT LIGHT LAND TTL CO LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1233 FINKEL RD, BAKER, FL 32531-7503

Mortgage

Document Number0034832156
DateAug 13, 2020
Book Page3483/2156
Instrument3381915
Lender
NameFARM CREDIT OF NORTHWEST FLORIDA ACA
TypeBank
AddressMARIANNA, FL 32447
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term372 Months
DueAug 1, 2051

July 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionOKALOOSA FL
Recording DateJul 16, 2020
Property Address1233 FINKEL RD, BAKER, FL 32531-7503
Document Number0034760800
Book / Page003476 / 000800
Instrument DateJul 15, 2020
Instrument3373983
Transaction TypeTransfer
Record UpdatedAug 25, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1233 FINKEL RD BAKER FL 325317503, BAKER, FL 32531-7503

Tax Assessment & Valuation

The 2025 property tax bill for 1233 Finkel Rd was $3,049 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,049.00 Homeowner's exemption$331,806$398,048 Land $23,770 Building $374,278
2023$2,774.00 (+2.17%) Homeowner's exemption$313,063 (+3%)$378,170 (+8.59%) Land $20,195 Building $357,975
2022$2,715.00 Homeowner's exemption$303,945$348,269 Land $18,874 Building $329,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1233 Finkel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1233 Finkel Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA WATERWORKS (FORMERLY BLACKMAN)
private · serves 812 people · EPA ID FL1464068
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Finkel Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures