12623 Hammock Pointe Cir, Clermont, FL 34711 Property Records

Lake County property record for 12623 Hammock Pointe Cir, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,794 sqft · built 2013
Lot Size	0.334 acres (14,577 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (May 2023)
Tax Bill	$7,636 (2024)
Deeds & Mortgages	Jul 2021 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-26-0400-000-08200`

Property Details

APN / Parcel Number

Primary APN	`06-23-26-0400-000-08200`
Alternative APN	`3880740`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,794 sqft Living Area
1st Floor Area	2,794 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	14,577 sqft (0.334 acres)
Garage Type	Finished
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	435 sqft
Porch	Open Porch
Porch Area	998 sqft
Utility Building	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3880740
Street Address	12623 HAMMOCK POINTE CIR
City	CLERMONT
State	FL
Zip	34711-8054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMMOCK POINTE PB 64 PG 41-45 LOT 82 ORB 6143 PG 1053 ORB 6520 PG 84
Legal Section	06
Legal Subdivision	HAMMOCK POINTE
Legal Tract	400
Legal Lot Number	82
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1017
Census Tract	31316

Owner

12623 Hammock Pointe Cir is owned and occupied by an individual who acquired it in May 2025.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12623 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
May 17, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 22, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on File
Deed Sale	May 17, 2023 · Amount on File
Prior Sale	May 17, 2023 · Amount on File
Deed Document Number	0061431053
Deed Book / Page	6143 / 1053
Last Transfer Date	May 1, 2025
Transfer Doc	0065200084
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12623 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8054
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12623 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8054

Mortgage

Document Number	0057480580
Date	Jul 12, 2021
Book Page	5748/580
Instrument	2021094802

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jul 1, 2049

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 17, 2023
Property Address	12623 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8054
Document Number	0061431053
Book / Page	6143 / 1053
Map Reference	MB 64 PG 41-45
Instrument Date	May 16, 2023
Instrument	2023058117
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	EQUITABLE TITLE OF LAKE COUNTY, EQUITABLE TTL OF LAKE CNTY L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1202 MICLAEDGRLO LN, WINTER HAVEN, FL 33884

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12623 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8054

Mortgage

Document Number	0061431055
Date	May 17, 2023
Instrument	6143/1055

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12623 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8054
Document Number	0052710555
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12623 HAMMOCK POINTE CIR CLERMONT FL 347118054, CLERMONT, FL 34711-8054

Mortgage

Document Number	0052710555
Date	Apr 30, 2019
Book Page	005271/000555
Instrument	47230

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$492,683 Land $100,000 Building $392,683	$492,683 Land $100,000 Building $392,683
2024	$7,636.00 (+1,239.65%)
2023	$570.00 (+37.02%)	$249,890 (+3%)	$462,037 (+11.17%) Land $100,000 Building $362,037
2022	$416.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$242,620	$415,610 Land $53,750 Building $361,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12623 Hammock Pointe Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12623 Hammock Pointe Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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