12622 Elgin Blvd, Spring Hill, FL 34609 Property Records

Hernando County property record for 12622 Elgin Blvd, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,213 sqft · built 1980
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2022)
Tax Bill	$1,358 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2026 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5182-1844-0180`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5182-1844-0180`
Alternative APNs	`00844028` `844028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,213 sqft Living Area
Gross Area	1,785 sqft
1st Floor Area	1,213 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1988
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	377 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	195 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00844028
Street Address	12622 ELGIN BLVD
City	SPRING HILL
State	FL
Zip	34609-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL-2ND REPLAT OF PORTIONS OF UNITS 18,19,20 BLK 1844 LOT 18
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 18 REPL 2
Legal Block	1844
Legal Lot Number	18
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3000
Census Tract	41006

Owner

Source: Hernando County records, as of June 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12622 ELGIN BLVD, SPRING HILL, FL 34609-1515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage UI EMPLOYEES FEDERAL CREDIT UNION
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage FEDERAL EMPLOYEES CREDIT UNION
May 2, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 15, 2022	Warranty Deed, Transfer OCEAN SANDS TITLE SVCS INC
Mar 11, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 30, 2018	Grant Deed, Transfer PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC
Aug 31, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Mar 11, 2019 · Amount on Record
Deed Document Number	202246495
Deed Book / Page	4184 / 1131
Last Transfer Date	May 8, 2026
Transfer Doc	0047091896
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12622 ELGIN BLVD, SPRING HILL, FL 34609-1515
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12622 ELGIN BLVD, SPRING HILL, FL 34609-1515

Mortgage

Document Number	0040580914
Date	Sep 21, 2021
Book Page	4058/914
Instrument	2021070713

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 18, 2026
Property Address	12622 ELGIN BLVD, SPRING HILL, FL 34609-1515
Document Number	0000033178
Book / Page	4709 / 1896
Instrument Date	May 8, 2026
Instrument	202633178
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12622 ELGIN BLVD, SPRING HILL, FL 34609-1515

Mortgage

Document Number	0000033179,
Date	May 18, 2026
Instrument	202633179

Lender

Name	UI EMPLOYEES FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 18, 2026
Property Address	12622 ELGIN BLVD, SPRING HILL, FL 34609-1515
Document Number	0047091896
Book / Page	4709 / 1896
Instrument Date	May 8, 2026
Instrument	202633178
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12622 ELGIN BLVD, SPRING HILL, FL 34609-1515

Mortgage

Document Number	0000033179,
Date	May 18, 2026
Instrument	202633179

Lender

Name	FEDERAL EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	May 2, 2023
Property Address	12622 ELGIN BLVD, SPRING HILL, FL 34609-1515
Document Number	0042911923
Book / Page	4291 / 1923
Map Reference	MB 17 PG 29
Instrument Date	May 1, 2023
Instrument	2023025391
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12622 ELGIN BLVD, SPRING HILL, FL 34609-1515

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 15, 2022
Property Address	12622 ELGIN BLVD, SPRING HILL, FL 34609-1515
Document Number	0041841131
Book / Page	4184 / 1131
Map Reference	MB 17 PG 29
Instrument Date	Jun 13, 2022
Instrument	2022046495
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	OCEAN SANDS TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11385 PATCH ST, 11385, SPRING HILL, FL 34609-2247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17914 TURNING LEAF CIR, LAND O LAKES, FL 34638-3820

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 11, 2019
Property Address	12622 ELGIN BLVD, SPRING HILL, FL 34609-1515
Document Number	0036781016
Book / Page	3678 / 1016
Map Reference	MB 17 PG 29
Instrument Date	Feb 28, 2019
Instrument	2019014388
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 28, 2022
Title Company	CHAMPIONS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12622 ELGIN BLVD, SPRING HILL, FL 34609-1515

Mortgage

Document Number	2019014389
Date	Mar 11, 2019
Instrument	2019014389

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 30, 2018
Property Address	12622 ELGIN BLVD, SPRING HILL, FL 34609-1515
Document Number	0036371851
Book / Page	003637 / 001851
Instrument Date	Oct 30, 2018
Instrument	65819
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC

Transaction

Amount	Amount Recorded
Tax	$459.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	369 RUSK CIR SPRING HILL FL 346065543, SPRING HILL, FL 34606-5543

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 31, 2018
Property Address	12622 ELGIN BLVD, SPRING HILL, FL 34609-1515
Document Number	0036181204
Book / Page	003618 / 001204
Instrument Date	Aug 9, 2018
Instrument	53033
Transaction Type	Foreclosure
Record Updated	Sep 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5720 PREMIER PARK DR WEST PALM BEACH FL 334071610, WEST PALM BEACH, FL 33407-1610

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,358.00 (+114.53%)	$86,109 (+5.99%)	$149,119 (+5.16%) Land $33,750 Building $115,369
2023		$81,245 (+2.09%) Land $81,245
2022	$633.00 Homeowner's exemption	$79,578	$141,797 Land $26,100 Building $115,697

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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