Louisville/Jefferson County Metro Government property record for 12619 Bay Arbor Pl, Coldstream, KY 40245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,632 sqft · built 1997 |
| Lot Size | 0.249 acres (10,860 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $3,274 (2025) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21293700470000 |
| Primary APN | 21293700470000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Finished Area |
| Basement Area | 845 sqft |
| Finished Basement | 560 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,860 sqft (0.249 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 08412041 |
|---|---|
| Street Address | 12619 BAY ARBOR PL |
| City | COLDSTREAM |
| State | KY |
| Zip | 40245-6453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5-RESIDENTIAL SINGLE FAM |
| Legal Description | .2493 AC+- BAY TREE SEC 1B |
| Legal Subdivision | BAY TREE |
| Legal Tract | EE |
| Legal Lot Number | 47 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 10324 |
The current owner of 12619 Bay Arbor Pl acquired it in December 2010.
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 12619 BAY ARBOR PL, LOUISVILLE, KY 40245-6453 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 24, 2017 | Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 3, 2010 |
| Transfer Doc | 0096520939 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 12619 BAY ARBOR PL, COLDSTREAM, KY 40245-6453 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000147999 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | M 18581/346 |
| Instrument | 2023147999 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 12619 BAY ARBOR PL, COLDSTREAM, KY 40245-6453 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000098476 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 17333/125 |
| Instrument | 2021098476 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 12619 BAY ARBOR PL, COLDSTREAM, KY 40245-6453 |
| Document Number | 0152420905 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | CORPORATION SERVICES COMPANY, CORPORATION SVC CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12619 BAY ARBOR PL LOUISVILLE KY 402456453, LOUISVILLE, KY 40245-6453 |
| Document Number | 0152420905 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 015242/000905 |
| Instrument | 212279 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2047 |
The 2025 property tax bill for 12619 Bay Arbor Pl was $3,274.
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Coldstream City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,274.00 | $293,390 Land $31,200 Building $262,190 | |
| 2024 | $293,390 (-) Land $31,200 Building $262,190 | ||
| 2023 | $3,397.00 (-0.35%) | $293,390 (-) Land $31,200 Building $262,190 | $293,390 (-) Land $31,200 Building $262,190 |
| 2022 | $3,409.00 | $293,390 Land $31,200 Building $262,190 | $293,390 Land $31,200 Building $262,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12619 Bay Arbor Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12619 Bay Arbor Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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