Louisville/Jefferson County Metro Government property record for 12610 Bay Arbor Pl, Coldstream, KY 40245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,395 sqft · built 1997 |
| Lot Size | 0.178 acres (7,797 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Apr 2019) |
| Tax Bill | $1,617 (2025) |
| Deeds & Mortgages | Jun 2019 Sale Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21293700320000 |
| Primary APN | 21293700320000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,395 sqft Finished Area |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,797 sqft (0.178 acres) |
| Garage Type | Attached |
| Garage Area | 447 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 08412716 |
|---|---|
| Street Address | 12610 BAY ARBOR PL |
| City | COLDSTREAM |
| State | KY |
| Zip | 40245-6453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5-RESIDENTIAL SINGLE FAM |
| Legal Description | LOT 32 BAY TREE SUBDIVISION, SEC 1B, PB.42 PG.89; 0.1790 AC +/- |
| Legal Subdivision | BAY TREE SUBDIVISION |
| Legal Tract | EE |
| Legal Lot Number | 32 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 10324 |
12610 Bay Arbor Pl is owned and occupied by two individuals who acquired it in June 2019.
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12610 BAY ARBOR PL, LOUISVILLE, KY 40245-6453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 29, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2019 · Amount on File |
| Deed Sale | Apr 29, 2019 · Amount on File |
| Prior Sale | Apr 29, 2019 · Amount on File |
| Deed Document Number | 0113960839 |
| Deed Book / Page | 011396 / 000839 |
| Last Transfer Date | Jun 21, 2019 |
| Transfer Doc | 0114380465 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Jun 21, 2019 |
| Property Address | 12610 BAY ARBOR PL, COLDSTREAM, KY 40245-6453 |
| Document Number | 0114380465 |
| Book / Page | 011438 / 000465 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 142896 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $158.34 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12610 BAY ARBOR PL LOUISVILLE KY 402456453, LOUISVILLE, KY 40245-6453 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Apr 29, 2019 |
| Property Address | 12610 BAY ARBOR PL, COLDSTREAM, KY 40245-6453 |
| Document Number | 0113960839 |
| Book / Page | 011396 / 000839 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 93617 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12610 BAY ARBOR PL LOUISVILLE KY 402456453, LOUISVILLE, KY 40245-6453 |
| Document Number | 159320172 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 015932/000172 |
| Instrument | 93618 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2049 |
The 2025 property tax bill for 12610 Bay Arbor Pl was $1,617 with a homeowner's exemption.
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Coldstream City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,617.00 Homeowner's exemption | $194,040 Land $30,000 Building $164,040 | |
| 2024 | $194,040 (-) Land $30,000 Building $164,040 | ||
| 2023 | $1,710.00 (-4.15%) Homeowner's exemption | $194,040 (-) Land $30,000 Building $164,040 | $194,040 (-) Land $30,000 Building $164,040 |
| 2022 | $1,784.00 Homeowner's exemption | $194,040 Land $30,000 Building $164,040 | $194,040 Land $30,000 Building $164,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12610 Bay Arbor Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12610 Bay Arbor Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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