12617 Rd 18, Ottawa, OH 45875 Property Records

Putnam County property record for 12617 Rd 18, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,772 sqft · built 2018
Lot Size	5.46 acres (238,143 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,300 (Feb 2012)
Tax Bill	$7,981 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-030190.0400`

Property Details

APN / Parcel Number

Primary APN	`53-030190.0400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,772 sqft Living Area
1st Floor Area	2,424 sqft
Upper Floors Area	1,348 sqft
Attic	Attic
Attic Area	1,275 sqft
Basement Area	2,412 sqft
Finished Basement	1,620 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	238,143 sqft (5.46 acres)
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12617 ROAD 18
City	CLOVERDALE
State	OH
Zip	45827-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 6E 32 EMDPT N SW
Legal Range	6E
Legal Township	1N
Legal Section	32
Jurisdiction	PUTNAM OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1000
Census Tract	30600

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12617 ROAD 18, CLOVERDALE, OH 45827-9605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Jun 16, 2017	Deed of Trust, Mortgage · ARM SUPERIOR CU INC
Oct 20, 2020	Deed of Trust, Mortgage SUPERIOR CU INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2012 · Amount on Record
Deed Sale	Feb 29, 2012 · Amount on Record
Deed Document Number	20121139
Deed Book / Page	634 / 2345
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	12617 ROAD 18, CLOVERDALE, OH 45827-9605
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00704/0300
Date	Oct 23, 2018
Book Page	704/0300
Instrument	201800004856

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	33 Months
Due	Jul 24, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	12617 ROAD 18, CLOVERDALE, OH 45827-9605
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00689/2374
Date	Jun 16, 2017
Book Page	689/2374
Instrument	201700002459

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	0.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2018
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	2.99%
Index	1-Year CMT
Max Rate	6.99%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	12617 ROAD 18, CLOVERDALE, OH 45827-9605
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00726/1259
Date	Oct 20, 2020
Book Page	726/1259
Instrument	202000005301

Lender

Name	SUPERIOR CU INC
Type	Credit Union

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Union Township
Unified School District	Kalida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,981.00 (-8.53%) Homeowner's exemption	$272,870 (+16.97%) Land $14,160 Building $258,710	$779,630 (-) Land $40,460 Building $739,170
2023	$8,725.00 (+8.57%) Homeowner's exemption Additional exemption filed	$233,280 (-) Land $10,210 Building $223,070	$779,630 (+16.97%) Land $40,460 Building $739,170
2022	$8,036.00 Homeowner's exemption	$233,280 Land $10,210 Building $223,070
2020			$666,510 Land $29,170 Building $637,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–2015)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalida Telephone Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link.

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