12545 Rd 18, Ottawa, OH 45875 Property Records

Putnam County property record for 12545 Rd 18, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,144 sqft · built 2011
Lot Size	5.04 acres (219,586 sqft)
Owner	2 Individual Names on Record
Last Sale	$57,500 (Nov 2010)
Tax Bill	$7,000 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`53-030190.0300`

Property Details

APN / Parcel Number

Primary APN	`53-030190.0300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,144 sqft Living Area
1st Floor Area	3,144 sqft
Basement Area	3,144 sqft
Unfinished Basement	3,144 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	219,586 sqft (5.04 acres)
Garage Area	1,408 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	552 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Geothermal

Location & Zoning

Street Address	12545 ROAD 18
City	CLOVERDALE
State	OH
Zip	45827-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 6E 32 NWPT N SW
Legal Range	6E
Legal Township	1N
Legal Section	32
Jurisdiction	PUTNAM OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1000
Census Tract	30600

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12545 ROAD 18, CLOVERDALE, OH 45827-9604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage SUPERIOR CU INC
Oct 23, 2019	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2010 · Amount on Record
Deed Sale	Nov 23, 2010 · Amount on Record
Deed Document Number	20105950
Deed Book / Page	620 / 2266
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	12545 ROAD 18, CLOVERDALE, OH 45827-9604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	719/2352
Date	May 1, 2020
Book Page	719/2352
Instrument	202000001815

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	12545 ROAD 18, CLOVERDALE, OH 45827-9604
Transaction Type	Mortgage
Record Updated	Nov 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	714/0492
Date	Oct 23, 2019
Book Page	714/0492
Instrument	201900004298

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Oct 18, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Union Township
Unified School District	Kalida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,000.00 (-6.25%) Homeowner's exemption	$238,980 (+18.45%) Land $13,440 Building $225,540	$682,800 (-) Land $38,400 Building $644,400
2023	$7,467.00 (+7.25%) Homeowner's exemption Additional exemption filed	$201,760 (-) Land $9,730 Building $192,030	$682,800 (+18.45%) Land $38,400 Building $644,400
2022	$6,962.00 Homeowner's exemption	$201,760 Land $9,730 Building $192,030
2020			$576,460 Land $27,800 Building $548,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–2015)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalida Telephone Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link.

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