12614 Opal Valley Dr, Tomball, TX 77377 Property Records

Harris County property record for 12614 Opal Valley Dr, Tomball, TX 77377

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,227 sqft · built 2005
Lot Size	0.189 acres (8,229 sqft)
Owner	Individual Name on Record
Last Sale	$126,400 (Nov 2005)
Tax Bill	$9,079 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`125-281-001-0002`

Property Details

APN / Parcel Number

Primary APN	`125-281-001-0002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,227 sqft Living Area
1st Floor Area	2,227 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	8,229 sqft (0.189 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	30 sqft
Patio Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1252810010002
Street Address	12614 OPAL VALLEY DR
City	TOMBALL
State	TX
Zip	77377-8232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 1 VILLAGE CREEK SEC 14
Legal Subdivision	VILLAGE CREEK SEC 14
Legal Block	1
Legal Lot Number	2
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	3
Census Block	3001
Census Tract	555505

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12614 OPAL VALLEY DR, TOMBALL, TX 77377-8232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA
Oct 9, 2017	Warranty Deed, Transfer ENCOMPASS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2005 · Amount on Record
Deed Sale	Nov 14, 2005 · Amount on Record
Deed Document Number	2005897670
Deed Book / Page	1410 / 798
Prior Transfer Date	Nov 11, 2005
Prior Transfer Doc	000Y897671
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12614 OPAL VALLEY DR, TOMBALL, TX 77377-8232
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	SELECT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000230149
Date	Jun 1, 2020
Instrument	2020-230149

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	HOUSTON, TX 77057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Oct 9, 2017
Property Address	12614 OPAL VALLEY DR, TOMBALL, TX 77377-8232
Document Number	0000442682
Instrument Date	Oct 6, 2017
Instrument	442682
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	TEXAS AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12614 OPAL VALLEY DR TOMBALL TX 773778232, TOMBALL, TX 77377-8232

Mortgage

Document Number	442683
Date	Oct 9, 2017
Instrument	442683

Lender

Name	ENCOMPASS LNDG
Address	KATY, TX 77494

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Tomball Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,079.00 (+6.41%) Homeowner's exemption	$398,545 (+2.47%) Land $80,273 Building $318,272	$398,545 (+2.47%) Land $80,273 Building $318,272
2024	$8,532.00 (+100.71%) Homeowner's exemption	$388,941 (+2.79%) Land $75,729 Building $313,212	$388,941 (+2.79%) Land $75,729 Building $313,212
2023	$4,251.00 Homeowner's exemption	$378,396 Land $68,156 Building $310,240	$378,396 Land $68,156 Building $310,240
2022	$4,251.00 (+18.12%)
2020	$3,599.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 181 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	181 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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