12602 Opal Valley Dr, Tomball, TX 77377 Property Records

Harris County property record for 12602 Opal Valley Dr, Tomball, TX 77377

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,686 sqft · built 2005
Lot Size	0.191 acres (8,321 sqft)
Owner	2 Individual Names on File
Last Sale	$489,020 (Mar 2025)
Tax Bill	$713 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`125-281-001-0005`

Property Details

APN / Parcel Number

Primary APN	`125-281-001-0005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,686 sqft Living Area
1st Floor Area	1,592 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,321 sqft (0.191 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	297 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	264 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1252810010005
Street Address	12602 OPAL VALLEY DR
City	TOMBALL
State	TX
Zip	77377-8232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 BLK 1 VILLAGE CREEK SEC 14
Legal Subdivision	VILLAGE CREEK SEC 14
Legal Block	1
Legal Lot Number	5
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	3
Census Block	3001
Census Tract	555505

Owner

12602 Opal Valley Dr is owned and occupied by two individuals who bought it in March 2025.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12602 OPAL VALLEY DR, TOMBALL, TX 77377-8232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · VA Mortgage C & T MORTGAGE INC
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK FUNDING LP
Mar 4, 2025	Vendor's Lien, Transfer · VA Mortgage C & T MORTGAGE INC
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK FUNDING LP
Dec 12, 2019	Deed of Trust, Mortgage PENNYMAC
Nov 26, 2018	Deed of Trust, Mortgage NETWORK FNDG
Nov 15, 2017	Deed of Trust, Mortgage INTERLINC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2025 · Amount on File
Deed Sale	Mar 4, 2025 · Amount on File
Prior Sale	Feb 3, 2006
Deed Document Number	202577130
Prior Transfer Date	Jan 4, 2006
Prior Transfer Doc	000Z022167
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12602 OPAL VALLEY DR, TOMBALL, TX 77377-8232
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12802 OPAL VALLEY DRIVE, TOMBALL, TX 77377

Mortgage

Document Number	0000029444
Date	Jan 27, 2026
Instrument	2026-29444

Lender

Name	C & T MORTGAGE INC
Type	Mortgage Company
Address	CYPRESS, TX 77433

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12602 OPAL VALLEY DR, TOMBALL, TX 77377-8232
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FONTIER TITLE COMPANY WH LLC, FRONTIER TITLE CO WH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000115810
Date	Mar 5, 2021
Instrument	2021-115810

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Mar 4, 2025
Property Address	12602 OPAL VALLEY DR, TOMBALL, TX 77377-8232
Document Number	0000077130
Map Reference	MF 556060
Instrument Date	Mar 4, 2025
Instrument	2025-77130
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12602 OPAL VALLEY DR, TOMBALL, TX 77377-8232

Mortgage

Document Number	0000077131
Date	Mar 4, 2025
Instrument	2025-77131

Lender

Name	C & T MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12602 OPAL VALLEY DR, TOMBALL, TX 77377-8232
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	FRONTIER TITLE COMPANY-WH LLC, FRONTIER TITLE CO WH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021115810
Date	Mar 5, 2021
Instrument	2021-115810

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12602 OPAL VALLEY DR, TOMBALL, TX 77377-8232
Document Number	0000555490
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12602 OPAL VALLEY DR TOMBALL TX 773778232, TOMBALL, TX 77377-8232

Mortgage

Document Number	0000555490
Date	Dec 17, 2019
Instrument	555490

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12602 OPAL VALLEY DR, TOMBALL, TX 77377-8232
Document Number	0000539371
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	FRONTIER TITLE COMPANY-WH LLC, FRONTIER TITLE CO-WH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12602 OPAL VALLEY DR TOMBALL TX 773778232, TOMBALL, TX 77377-8232

Mortgage

Document Number	0000539371
Date	Dec 3, 2018
Instrument	539371

Lender

Name	NETWORK FNDG
Type	Funding / Finance Company
Address	HOUSTON, TX 77042

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12602 OPAL VALLEY DR, TOMBALL, TX 77377-8232
Document Number	0000510384
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12602 OPAL VALLEY DR TOMBALL TX 773778232, TOMBALL, TX 77377-8232

Mortgage

Document Number	0000510384
Date	Nov 20, 2017
Instrument	510384

Lender

Name	INTERLINC MTG
Type	Mortgage Company
Address	HOUSTON, TX 77064

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12602 Opal Valley Dr was $713 with exemptions applied, down 91.9% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Tomball Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,004 (-1.34%) Land $80,370 Building $352,634	$433,004 (-1.34%) Land $80,370 Building $352,634
2025	$713.00 (-91.92%)	$438,882 (+4.25%) Land $80,370 Building $358,512	$438,882 (+4.25%) Land $80,370 Building $358,512
2024	$8,828.00 (+101.46%) Homeowner's exemption	$421,000 (+8.79%) Land $75,821 Building $345,179	$421,000 (+8.79%) Land $75,821 Building $345,179
2023	$4,382.00 Homeowner's exemption	$386,997 Land $68,239 Building $318,758	$386,997 Land $68,239 Building $318,758
2022	$4,382.00
2020	$3,821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12602 Opal Valley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 181 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	181 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12602 Opal Valley Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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