12613 Ridgeview Rd, Kearney, MO 64060 Property Records

Clay County property record for 12613 Ridgeview Rd, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,208 sqft · built 1997
Lot Size	2.59 acres (112,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$454,500 (Sep 2023)
Tax Bill	$6,238 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-502-00-04-033.00`

Property Details

APN / Parcel Number

Primary APN	`11-502-00-04-033.00`
Alternative APNs	`1150200040330001` `299445`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,208 sqft Living Area
Gross Area	6,172 sqft
1st Floor Area	2,208 sqft
Basement Area	3,028 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	112,820 sqft (2.59 acres)
Lot Dimensions	326 ft deep x 343 ft wide
Garage Type	Attached
Garage Area	848 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Patio
Deck Area	196 sqft
Patio Area	892 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	12613 RIDGEVIEW RD
City	KEARNEY
State	MO
Zip	64060-7440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLMES CREEK HILLS NORTH 4TH LT 35
Legal Range	31W
Legal Township	52N
Legal Section	15
Legal Subdivision	HOLMES CREEK HILLS NORTH 4TH
Legal Lot Number	35
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2110
Census Tract	21811

Owner

Source: Clay County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12613 RIDGEVIEW RD, KEARNEY, MO 64060-7440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Dec 22, 2017	Warranty Deed, Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Prior Sale	Dec 22, 2017 · Amount on Record
Deed Document Number	202322713
Deed Book / Page	9628 / 86
Prior Transfer Date	May 16, 2014
Prior Transfer Doc	0000014010
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Sep 18, 2023
Property Address	12613 RIDGEVIEW RD, KEARNEY, MO 64060-7440
Document Number	0000022713
Book / Page	9628 / 86
Instrument Date	Sep 12, 2023
Instrument	2023022713
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12613 RIDGEVIEW RD, KEARNEY, MO 64060-7440

Mortgage

Document Number	0000022714
Date	Sep 18, 2023
Instrument	2023022714

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.2%
Max Rate	12.2%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Dec 22, 2017
Property Address	12613 RIDGEVIEW RD, KEARNEY, MO 64060-7440
Document Number	0000043100
Book / Page	008112 / 000157
Instrument Date	Dec 14, 2017
Instrument	43100
Transaction Type	Transfer
Record Updated	Jan 4, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12613 RIDGEVIEW RD KEARNEY MO 640607440, KEARNEY, MO 64060-7440

Mortgage

Document Number	43101
Date	Dec 22, 2017
Book Page	008112/000158
Instrument	43101

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 21, 2032

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,060 (+21.75%)	$631,895 (+21.75%)
2024	$6,238.00 (-1.66%)
2023	$6,343.00 (+9.06%)	$98,610 (+12.63%)	$519,000 (+12.63%)
2022	$5,816.00 (+2.54%)	$87,550
2021			$460,789
2019	$5,672.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jun 2021

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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