12515 Ridgeview Rd, Kearney, MO 64060 Property Records

Clay County property record for 12515 Ridgeview Rd, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,767 sqft · built 1999
Lot Size	3.01 acres (131,551 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,638 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-502-00-04-036.00`

Property Details

APN / Parcel Number

Primary APN	`11-502-00-04-036.00`
Alternative APNs	`1150200040360001` `326254`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,767 sqft Living Area
Gross Area	4,952 sqft
1st Floor Area	1,265 sqft
Basement Area	1,253 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	131,551 sqft
Lot Dimensions	511 ft deep x 238 ft wide
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Wood Porch
Deck Area	224 sqft
Patio Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	12515 RIDGEVIEW RD
City	KEARNEY
State	MO
Zip	64060-7438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLMES CREEK HILLS NORTH 5TH LT 67
Legal Range	31W
Legal Township	52N
Legal Section	15
Legal Subdivision	HOLMES CREEK HILLS NORTH 5TH
Legal Lot Number	67
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2110
Census Tract	21811

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12515 RIDGEVIEW RD, KEARNEY, MO 64060-7438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 23, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2017
Deed Sale	Jun 23, 2017
Prior Sale	Apr 28, 1998 · Amount on Record
Deed Document Number	201720951
Deed Book / Page	7991 / 69
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	12515 RIDGEVIEW RD, KEARNEY, MO 64060-7438
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017087
Date	Apr 21, 2021
Book Page	9031/67
Instrument	2021017087

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	12515 RIDGEVIEW RD, KEARNEY, MO 64060-7438
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027257
Date	Aug 5, 2020
Book Page	8757/43
Instrument	2020027257

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2030

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jun 23, 2017
Property Address	12515 RIDGEVIEW RD, KEARNEY, MO 64060-7438
Document Number	0000020951
Book / Page	7991 / 069
Instrument Date	Jun 21, 2017
Instrument	2017020951
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12515 RIDGEVIEW RD, KEARNEY, MO 64060-7438

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,638.00 (+3.62%)	$93,330 (+10.33%)	$491,211 (+10.33%)
2023	$5,441.00 (+18.62%)	$84,590	$445,210
2019	$4,587.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jun 2021

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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