12612 N Walden Loop, Rathdrum, ID 83858 Property Records

Kootenai County property record for 12612 N Walden Loop, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,607 sqft · built 2021
Lot Size	1.6 acres (69,740 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,210,300 (Apr 2026)
Tax Bill	$3,017 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0L3240090080`

Property Details

APN / Parcel Number

Primary APN	`0L3240090080`
Alternative APN	`340095`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,607 sqft Living Area
1st Floor Area	2,168 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Foundation Type	Concrete
Lot Area	69,740 sqft (1.6 acres)
Garage Type	Attached
Garage Area	954 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	340095
Street Address	12612 N WALDEN LOOP
City	RATHDRUM
State	ID
Zip	83858-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOST CREEK ESTATES 2ND ADD, LT 8 BLOCK 9 0351N05W
Legal Range	05W
Legal Township	51N
Legal Section	03
Legal Subdivision	LOST CREEK ESTATES
Legal Block	9
Legal Lot Number	8
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	1
Census Block	1037
Census Tract	304

Owner

Source: Kootenai County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12612 N WALDEN LOOP, RATHDRUM, ID 83858-5019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage BOEING EMPLOYEES CREDIT UNION
May 13, 2022	Intrafamily Transfer, Transfer
Jan 20, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST INTERSTATE BANK
Jan 20, 2021	Warranty Deed, Construction Loan NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Deed Document Number	20263039531
Prior Transfer Date	May 4, 2022
Prior Transfer Doc	0002900374
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Apr 16, 2026
Property Address	12612 N WALDEN LOOP, RATHDRUM, ID 83858-5019
Document Number	0003039531
Instrument Date	Apr 15, 2026
Instrument	20263039531
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	ALLIANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	12612 N WALDEN LOOP, RATHDRUM, ID 83858-5019

Mortgage

Document Number	0003039532,
Date	Apr 16, 2026
Instrument	20263039532

Lender

Name	BOEING EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	May 13, 2022
Property Address	12612 N WALDEN LOOP, RATHDRUM, ID 83858-5019
Document Number	2900374000
Map Reference	MB L PG 324
Instrument Date	Apr 5, 2022
Instrument	2900374000
Transaction Type	Transfer
Record Updated	May 4, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	12612 N WALDEN LOOP, RATHDRUM, ID 83858-5019

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jan 20, 2021
Property Address	12612 N WALDEN LOOP, RATHDRUM, ID 83858-5019
Document Number	2806149000
Map Reference	MB L PG 324
Instrument Date	Jan 15, 2021
Instrument	2806149000
Transaction Type	Subdivision Related Transfer
Record Updated	May 4, 2026
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5765 N HARCOURT DR, COEUR D ALENE, ID 83815-8470

Mortgage

Document Number	2806150000
Date	Jan 20, 2021
Instrument	2806150000

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jan 20, 2021
Property Address	12612 N WALDEN LOOP, RATHDRUM, ID 83858-5019
Document Number	2806147000
Map Reference	MB L PG 324
Instrument Date	Jan 15, 2021
Instrument	2806147000
Transaction Type	Construction Loan
Record Updated	May 4, 2026
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 750, HAYDEN, ID 83835-0750

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,017.00 (-1.76%) Homeowner's exemption	$1,091,078 (+7.69%) Land $393,398 Building $697,680	$1,091,078 (+7.69%) Land $393,398 Building $697,680
2024	$3,071.00 (+8.17%)
2023	$2,839.00 (-28.07%) Homeowner's exemption	$1,013,158 (-11.25%) Land $233,398 Building $779,760	$1,013,158 (-11.25%) Land $233,398 Building $779,760
2022	$3,947.00 Homeowner's exemption	$1,141,608 Land $252,408 Building $889,200	$1,141,608 Land $252,408 Building $889,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOST CREEK ESTATES WATER private · serves 277 people · EPA ID ID1280331
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intermax Networks Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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