12470 N Walden Loop, Rathdrum, ID 83858 Property Records

Kootenai County property record for 12470 N Walden Loop, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,448 sqft · built 2021
Lot Size	1.18 acres (51,662 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,814 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0L3240090100`

Property Details

APN / Parcel Number

Primary APN	`0L3240090100`
Alternative APN	`340097`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,448 sqft Living Area

Exterior

Year Built	Built 2021
Construction Type	Frame
Foundation Type	Concrete
Lot Area	51,662 sqft (1.18 acres)
Garage Type	Attached
Garage Area	1,011 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	340097
Street Address	12470 N WALDEN LOOP
City	RATHDRUM
State	ID
Zip	83858-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOST CREEK ESTATES 2ND ADD, LT 10 BLOCK 9 0351N05W
Legal Subdivision	LOST CREEK ESTATES
Legal Block	9
Legal Lot Number	10
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	1
Census Block	1037
Census Tract	304

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	12470 N WALDEN LOOP, RATHDRUM, ID 83858-5019
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 21, 2020	Warranty Deed, Construction Loan NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 6, 2021
Deed Sale	Aug 6, 2021
Prior Sale	Aug 6, 2021
Deed Document Number	2851065000
Last Transfer Date	May 17, 2024
Transfer Doc	2968816000
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Aug 6, 2021
Property Address	12470 N WALDEN LOOP, RATHDRUM, ID 83858-5019
Document Number	2851065000
Map Reference	MB L PG 324
Instrument Date	Aug 2, 2021
Instrument	2851065000
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2022
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12470 N WALDEN LOOP, RATHDRUM, ID 83858-5019

Mortgage

Document Number	2851066000
Date	Aug 6, 2021
Instrument	2851066000

Lender

Name	ROCKET MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Dec 21, 2020
Property Address	12470 N WALDEN LOOP, RATHDRUM, ID 83858-5019
Document Number	2800122000
Map Reference	MB L PG 324
Instrument Date	Dec 17, 2020
Instrument	2800122000
Transaction Type	Construction Loan
Record Updated	Feb 17, 2022
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10157 N TAYNE, HAYDEN, ID 83835-9672
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,814.00 (-1.3%) Homeowner's exemption	$1,025,278 (+13.82%) Land $382,748 Building $642,530	$1,025,278 (+13.82%) Land $382,748 Building $642,530
2024	$2,851.00 (+14.73%)
2023	$2,485.00 (-28.84%) Homeowner's exemption	$900,801 (-11.81%) Land $182,748 Building $718,053	$900,801 (-11.81%) Land $182,748 Building $718,053
2022	$3,492.00 Homeowner's exemption	$1,021,428 Land $202,597 Building $818,831	$1,021,428 Land $202,597 Building $818,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOST CREEK ESTATES WATER private · serves 277 people · EPA ID ID1280331
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intermax Networks Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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