1261 Hancock Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1261 Hancock Cir, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	1,648 sqft Heated Area
Lot Size	16,248 sqft (0.373 acres)
Occupancy	Owner Occupied
Last Sale	$400,000 (2022)
Tax Bill	$3,952.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`82333`
Alternative APN	`042630041000010160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,648 sqft Heated Area
Gross Area	2,510 sqft Gross Area
1st Floor	1,648 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	16,248 sqft (0.373 acres)
Depth X Width	170 ft x 83 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	400 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	192 sqft Shed
Patio Area	160 sqft Patio
Porch	Finished/Screened Porch
Porch Area	462 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	82333
Street Address	1261 HANCOCK CIR
City	SAINT CLOUD
State	FL
Zip	34769-6768
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PALAMAR OAKS VILLAGE PHS 3 PB 6 PG 9-10 LOT 16
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PALAMAR OAKS VILLAGE
Legal Tract	410
Legal Block	1
Legal Lot Number	16
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1000
Census Tract	43208

Owner

Source: Osceola County records · APN 82333

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1261 HANCOCK CIR, SAINT CLOUD, FL 34769-6768
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Oct 05, 2015 · Amount on Record
Deed Doc Number	2022167184
Deed Book / Page	6316 / 1600
Record Refreshed	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 17, 2022
Property Address	1261 HANCOCK CIR, SAINT CLOUD, FL 34769-6768
Document Number	0063161600
Book / Page	6316 / 1600
Map Reference	MB 6 PG 9&10
Instrument Date	Nov 14, 2022
Instrument	2022167184
Transaction Type	Transfer
Record Updated	Dec 06, 2022
Title Company	NOT AVAILABLE, LICENSED TITLE AGENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 BURNING TREE DR, 203, KISSIMMEE, FL 34743-8401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1261 HANCOCK CIR, SAINT CLOUD, FL 34769-6768

Mortgage

Document Number	0063161602
Date	Nov 17, 2022
Instrument	6316/1602

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,952.00 (-23.01%) Homeowner's exemption	$263,710 (-19.4%)	$338,500 (+3.45%) Land $65,000 Building $273,500
2023	$5,133.00 (+145.72%) Homeowner's exemption	$327,200 (+106.96%) Land $60,000 Building $267,200	$327,200 (+26.87%) Land $60,000 Building $267,200
2022	$2,089.00 Homeowner's exemption	$158,096	$257,900 Land $55,000 Building $202,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.