Osceola County property record for 1241 Hancock Cir, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 2,178 sqft Heated Area |
| Lot Size | 12,676 sqft (0.291 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $241,000 (2018) |
| Tax Bill | $3,374.00 (2025) |
| Primary APN | 82328 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,178 sqft Heated Area |
| Gross Area | 3,066 sqft Gross Area |
| 1st Floor | 2,178 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,676 sqft (0.291 acres) |
| Depth X Width | 140 ft x 88 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 528 sqft Garage |
| Pool Area | 450 sqft Pool |
|---|---|
| Deck Area | 654 sqft Deck |
| Porch | Open Porch |
| Porch Area | 360 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 82328 |
|---|---|
| Street Address | 1241 HANCOCK CIR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6768 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PALAMAR OAKS VILLAGE PHS 3 PB 6 PG 9-10 LOT 11 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PALAMAR OAKS VILLAGE |
| Legal Tract | 410 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43208 |
Source: Osceola County records · APN 82328
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1241 HANCOCK CIR, SAINT CLOUD, FL 34769-6768 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 03, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 10, 2018 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE |
| Apr 10, 2018 | Warranty Deed, Transfer FIDELITY NATL TITLE OF FLOR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2018 · Amount on Record |
| Deed Sale | Apr 10, 2018 · Amount on Record |
| Prior Sale | Apr 10, 2018 |
| Deed Doc Number | 0053141446 |
| Deed Book / Page | 5314 / 1446 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1241 HANCOCK CIR, SAINT CLOUD, FL 34769-6768 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1241 HANCOCK CIR, SAINT CLOUD, FL 34769-6768 |
| Document Number | 0061631630 |
|---|---|
| Date | Mar 03, 2022 |
| Book Page | 6163/1630 |
| Instrument | 2022034752 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 10, 2018 |
| Property Address | 1241 HANCOCK CIR, SAINT CLOUD, FL 34769-6768 |
| Document Number | 0053141446 |
| Book / Page | 005314 / 001446 |
| Instrument Date | Apr 09, 2018 |
| Instrument | 56032 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1241 HANCOCK CIR ST CLOUD FL 347696768, ST CLOUD, FL 34769-6768 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 10, 2018 |
| Property Address | 1241 HANCOCK CIR, SAINT CLOUD, FL 34769-6768 |
| Document Number | 0053141450 |
| Book / Page | 5314 / 1450 |
| Map Reference | MB6 PG9-10 |
| Instrument Date | Apr 08, 2018 |
| Instrument | 2018056034 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIDELITY NATL TITLE OF FLOR |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,687.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2240 DEXTER RD, 2240, GROSSE POINTE, MI 48236 |
| Name | Verified Name |
|---|---|
| Address | 1241 HANCOCK CIR, SAINT CLOUD, FL 34769-6768 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,374.00 (+6.33%) Homeowner's exemption | $231,408 (+5.99%) | $402,400 (+3.74%) Land $65,000 Building $337,400 |
| 2023 | $3,173.00 (+3.69%) Homeowner's exemption | $218,337 (+3%) | $387,900 (+26.43%) Land $60,000 Building $327,900 |
| 2022 | $3,060.00 Homeowner's exemption | $211,978 | $306,800 Land $55,000 Building $251,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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