Montgomery County property record for 1261 Gulph Creek Dr, Wayne, PA 19087
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 6,113 sqft · built 1997 |
| Lot Size | 0.513 acres (22,364 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,225,000 (Aug 2024) |
| Tax Bill | $17,150 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-00-08891-50-1 |
| Primary APN | 58-00-08891-50-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 6,113 sqft Living Area |
| 1st Floor Area | 1,842 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 22,364 sqft (0.513 acres) |
| Lot Width | 175 ft Width |
| Garage Area | 374 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1261 GULPH CREEK DR |
|---|---|
| City | WAYNE |
| State | PA |
| Zip | 19087-4687 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | 168 X IRR 21848 SF |
| Legal Subdivision | VAN PELT ESTATE |
| Legal Block | 44B |
| Legal Lot Number | 18 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | UPPER MERION |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 205904 |
1261 Gulph Creek Dr is owned and occupied by two individuals who bought it in August 2024.
Source: Montgomery County records, as of June 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1261 GULPH CREEK DR, WAYNE, PA 19087-4687 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK |
| Jan 9, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2024 · Amount on File |
| Deed Sale | Aug 13, 2024 · Amount on File |
| Prior Sale | Jun 14, 2016 · Amount on File |
| Deed Document Number | 202441897 |
| Deed Book / Page | 6373 / 332 |
| Prior Transfer Date | Dec 22, 2015 |
| Prior Transfer Doc | 0059832322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | May 14, 2026 |
| Property Address | 1261 GULPH CREEK DR, WAYNE, PA 19087-4687 |
| Document Number | 0000027604 |
| Book / Page | 16239 / 2201 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202627604 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICE TITLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 1261 GULPH CREEK DR, WAYNE, PA 19087-4687 |
| Document Number | 0000027604, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 16239/2201 |
| Instrument | 202627604 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 1261 GULPH CREEK DR, RADNOR, PA 19087-4687 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2024 |
| Title Company | TITLE 365- NLSE, TITLE 365 NLSE |
| Name | Verified Name |
|---|
| Document Number | 0158560077 |
|---|---|
| Date | Jan 9, 2024 |
| Book Page | 15856/77 |
| Instrument | 2024001606 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1261 Gulph Creek Dr was $17,150.
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Upper Merion Township |
| Unified School District | Upper Merion Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,150.00 | $498,210 (-) | $498,210 (-) |
| 2025 | $17,150.00 (+11.7%) | $498,210 (-) Land $114,820 Building $383,390 | $498,210 Land $114,820 Building $383,390 |
| 2024 | $15,353.00 | $498,210 (-) Land $114,820 Building $383,390 | |
| 2023 | $15,353.00 (+3.67%) | $498,210 Land $114,820 Building $383,390 | |
| 2022 | $14,810.00 | ||
| 1998 | $498,210 Land $114,820 Building $383,390 | ||
| 1996 | $498,210 Land $114,820 Building $383,390 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1261 Gulph Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 13 (1979–2023) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1261 Gulph Creek Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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