St. Johns County property record for 1261 Ardmore St, Saint Augustine, FL 32092 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,609 sqft · built 2004 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,200 (Apr 2013) |
| Tax Bill | $4,247 (2025) |
| Deeds & Mortgages | Jul 2018 Loan Modification Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028821-3420 |
| Primary APN | 028821-3420 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,609 sqft Living Area |
| Gross Area | 2,197 sqft |
| 1st Floor Area | 1,609 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1261 ARDMORE ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 342 OR3709/61 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MEADOWS AT ST. JOHNS PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 4 |
| Legal Lot Number | 342 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 028821-3420
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1261 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2018 | Loan Modification, Mortgage · Conventional Mortgage PACIFIC UNION FIN'L |
| Jul 24, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 02, 2013 · Amount on Record |
| Deed Sale | Apr 02, 2013 · Amount on Record |
| Prior Sale | Aug 21, 2012 |
| Deed Document Number | 201321685 |
| Deed Book / Page | 3709 / 61 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1261 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3441 |
| Document Number | 0046010538 |
| Instrument Date | Jul 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1261 ARDMORE ST ST AUGUSTINE FL 320923441, ST AUGUSTINE, FL 32092-3441 |
| Document Number | 0046010538 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 004601/000538 |
| Instrument | 61223 |
| Name | PACIFIC UNION FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FARMERS BRANCH, TX 75234 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2048 |
| Rate | 4.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1261 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3441 |
| Document Number | 0046020065 |
| Instrument Date | Jul 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1261 ARDMORE ST ST AUGUSTINE FL 320923441, ST AUGUSTINE, FL 32092-3441 |
| Document Number | 0046020065 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 004602/000065 |
| Instrument | 61617 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,342 (-2.06%) Land $70,000 Building $215,342 | $285,342 (-2.06%) Land $70,000 Building $215,342 | |
| 2025 | $4,247.00 (+12.53%) | $291,351 (-8.22%) | $291,351 (-8.22%) Land $70,000 Building $221,351 |
| 2024 | $3,774.00 (+1.56%) | ||
| 2023 | $3,716.00 (+8.21%) | $317,456 (+8.44%) | $317,456 (+8.44%) Land $82,790 Building $234,666 |
| 2022 | $3,434.00 | $292,754 | $292,754 Land $73,920 Building $218,834 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 79 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, tidal / storm surge, Hurricane Irma |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,149 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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