12609 E 14th Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 12609 E 14th Ave, Spokane Valley, WA 99216

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,165 sqft · built 2016
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Jun 2024)
Tax Bill	$7,751 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Jan 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45223.1221`

Property Details

APN / Parcel Number

Primary APN	`45223.1221`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Building Area	3,165 sqft Living Area
Gross Area	4,017 sqft
1st Floor Area	1,677 sqft
2nd Floor Area	1,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	145 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	852 sqft
Parking Spaces	3 Parking Spaces
Deck Area	171 sqft
Patio Area	179 sqft
Canopy	382 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12609 E 14TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99216-0581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	JORGENS ADD L2 B2
Legal Subdivision	JORGENS ADD
Legal Block	2
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2033
Census Tract	12701

Owner

12609 E 14th Ave is owned by an individual who bought it in June 2024.

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7302 E 12TH AVE, SPOKANE VALLEY, WA 99212-0185
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Jan 25, 2017	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANNER BANK
Dec 29, 2020	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANNER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2024 · Amount on File
Deed Sale	Jun 24, 2024 · Amount on File
Prior Sale	Oct 28, 2020 · Amount on File
Deed Document Number	20247356739
Prior Transfer Date	Oct 28, 2013
Prior Transfer Doc	0006263465
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12609 E 14TH AVE, SPOKANE VALLEY, WA 99216-0581
Transaction Type	Mortgage
Record Updated	Jan 3, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12609 E 14TH AVE, SPOKANE VALLEY, WA 99216-0581

Mortgage

Document Number	0007260392
Date	Dec 27, 2022
Instrument	7260392

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99216

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12609 E 14TH AVE, SPOKANE VALLEY, WA 99216-0581
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006573808
Date	Jan 25, 2017
Instrument	6573808

Lender

Name	BANNER BANK
Type	Bank
Address	SPOKANE, WA 99216

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12609 E 14TH AVE, SPOKANE VALLEY, WA 99216-0581
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006847765
Date	Sep 30, 2019
Instrument	6847765

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12609 E 14TH AVE, SPOKANE VALLEY, WA 99216-0581
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007014806
Date	Dec 29, 2020
Instrument	7014806

Lender

Name	BANNER BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12609 E 14TH AVE, SPOKANE VALLEY, WA 99216-0581
Document Number	0006987406
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12609 E 14TH AVE SPOKANE VALLEY WA 992160581, SPOKANE VALLEY, WA 99216-0581

Mortgage

Document Number	0006987406
Date	Oct 28, 2020
Instrument	6987406

Lender

Name	BANNER BK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 12609 E 14th Ave was $7,751, down 1.4% from the year before.

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,751.00 (-1.42%)	$699,200 Land $130,000 Building $569,200	$699,200 Land $130,000 Building $569,200
2025	$7,863.00
2024		$721,700 (+29.69%) Land $88,000 Building $633,700	$721,700 (+29.69%) Land $88,000 Building $633,700
2023	$6,833.00 (+5.84%)	$556,500 Land $80,000 Building $476,500	$556,500 Land $80,000 Building $476,500
2022	$6,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12609 E 14th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12609 E 14th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20

May also be available: CenturyLink.

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