12609 Black Hawk Cir, Laredo, TX 78045 Property Records

Webb County property record for 12609 Black Hawk Cir, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,232 sqft · built 2003
Lot Size	0.121 acres (5,282 sqft)
Owner	2 Individual Names on File
Last Sale	$213,216 (Aug 2024)
Tax Bill	$1,068 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jan 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`984-10002-750`

Property Details

APN / Parcel Number

Primary APN	`984-10002-750`
Alternative APN	`240870`

Interior

Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,282 sqft (0.121 acres)
Porch	Open Porch
Porch Area	167 sqft

Location & Zoning

Street Address	12609 BLACK HAWK CIR
City	LAREDO
State	TX
Zip	78045-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 75 BLK 2 WOLF CREEK
Legal Subdivision	WOLF CREEK I
Legal Block	2
Legal Lot Number	75
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2016
Census Tract	1711

Owner

12609 Black Hawk Cir is owned and occupied by two individuals who bought it in August 2024.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12609 BLACK HAWK CIR, LAREDO, TX 78045-4128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 23, 2024	Warranty Deed, Transfer
Dec 13, 2023	Warranty Deed, Transfer LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD
Dec 5, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2024 · Amount on File
Deed Sale	Aug 28, 2024 · Amount on File
Prior Sale	Dec 5, 2023
Deed Document Number	20241538006
Deed Book / Page	5707 / 713
Prior Transfer Date	Aug 20, 2009
Prior Transfer Doc	002805/640
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	12609 BLACK HAWK CIR, LAREDO, TX 78045-4128
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12609 BLACK HAWK CIR, LAREDO, TX 78045-4128

Mortgage

Document Number	005605/200
Date	Feb 22, 2024
Book Page	5605/200
Instrument	1522452

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 28, 2064

Interest

Change Frequency	Monthly

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Jan 23, 2024
Property Address	12609 BLACK HAWK CIR, LAREDO, TX 78045-4128
Document Number	005591/386
Book / Page	5591 / 386
Map Reference	VOL 19 PG 62
Instrument Date	Jan 22, 2024
Instrument	1520213
Transaction Type	Transfer
Record Updated	Feb 1, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	608 GENEVA AVE, FRIONA, TX 79035-2339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12609 BLACK HAWK CIR, LAREDO, TX 78045-4128

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Dec 13, 2023
Property Address	12609 BLACK HAWK CIR, LAREDO, TX 78045-4128
Document Number	005573/390
Book / Page	5573 / 390
Map Reference	VOL 41 PG 31
Instrument Date	Dec 11, 2023
Instrument	1517429
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12609 BLACK HAWK CIR, LAREDO, TX 78045-4128

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Dec 5, 2023
Property Address	12609 BLACK HAWK CIR, LAREDO, TX 78045-4128
Document Number	005569/764
Book / Page	5569 / 764
Map Reference	VOL 17 PG 58
Instrument Date	Dec 4, 2023
Instrument	1516848
Transaction Type	Transfer
Record Updated	Feb 1, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1025 COMANCHE LOOP, LAREDO, TX 78043-4219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12609 BLACK HAWK CIR, LAREDO, TX 78045-4128

Tax Assessment & Valuation

The 2025 property tax bill for 12609 Black Hawk Cir was $1,068 with a homeowner's exemption, up 13.6% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,403 (-0.3%) Land $61,324 Building $149,079	$210,403 (-0.3%) Land $61,324 Building $149,079
2025	$1,068.00 (+13.62%)	$211,033 Land $61,324 Building $149,709	$211,033 Land $61,324 Building $149,709
2024	$940.00
2023		$150,104 Land $40,777 Building $109,327	$150,104 Land $40,777 Building $109,327
2022	$1,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12609 Black Hawk Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2006–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12609 Black Hawk Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Smartcom Telephone.

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