12608 Black Hawk Cir, Laredo, TX 78045 Property Records

Webb County property record for 12608 Black Hawk Cir, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,262 sqft · built 2002
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Oct 2019)
Tax Bill	$963 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`984-10002-810`

Property Details

APN / Parcel Number

Primary APN	`984-10002-810`
Alternative APN	`240876`

Interior

Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	1,262 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,050 sqft (0.139 acres)
Porch	Open Porch
Porch Area	174 sqft

Location & Zoning

Street Address	12608 BLACK HAWK CIR
City	LAREDO
State	TX
Zip	78045-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 81 BLK 2 WOLF CREEK
Legal Subdivision	WOLF CREEK I
Legal Block	2
Legal Lot Number	81
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2016
Census Tract	1711

Owner

12608 Black Hawk Cir is owned and occupied by an individual who bought it in October 2019.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	12608 BLACK HAWK CIR, LAREDO, TX 78045-4128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Vendor's Lien, Transfer · Conventional Mortgage ATHAS CAPITAL GROUP INC
Mar 12, 2018	Vendor's Lien, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2019 · Amount on File
Deed Sale	Oct 30, 2019 · Amount on File
Prior Sale	Mar 12, 2018 · Amount on File
Deed Document Number	20191375831
Deed Book / Page	4687 / 135
Prior Transfer Date	Oct 28, 2019
Prior Transfer Doc	004687/135
Record Updated	Oct 29, 2026

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 30, 2019
Property Address	12608 BLACK HAWK CIR, LAREDO, TX 78045-4128
Document Number	004687/135
Book / Page	4687 / 135
Map Reference	VOL 17 PG 58
Instrument Date	Oct 28, 2019
Instrument	1375831
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12608 BLACK HAWK CIR, LAREDO, TX 78045-4128

Mortgage

Document Number	0001375832
Date	Oct 30, 2019
Instrument	1375832

Lender

Name	ATHAS CAPITAL GROUP INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 12, 2018
Property Address	12608 BLACK HAWK CIR, LAREDO, TX 78045-4128
Document Number	004382/560
Book / Page	4382 / 560
Map Reference	VOL 17 PG 58
Instrument Date	Jan 26, 2018
Instrument	1322813
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	SERVICE LINK LP, SERVICELINK LP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11308 KIRBY DR, LAREDO, TX 78045-5003

Mortgage

Document Number	0001322814
Date	Mar 12, 2018
Instrument	1322814

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12608 Black Hawk Cir was $963 with a homeowner's exemption, down 11.2% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,732 (+6.48%) Land $69,333 Building $133,399	$202,732 (-0.48%) Land $69,333 Building $133,399
2025	$963.00 (-11.24%) Homeowner's exemption	$190,393	$203,701
2024	$1,085.00
2023		$157,350 Land $46,101 Building $111,249	$157,350 Land $46,101 Building $111,249
2022	$1,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12608 Black Hawk Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2006–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12608 Black Hawk Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Smartcom Telephone.

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