Jefferson County and Hounsfield Town property record for 12604 State Rte 3, Sackets Harbor, NY 13685
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,432 sqft · built 1986 |
| Lot Size | 18.2 acres (796,277 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,085 (2026) |
| Deeds & Mortgages | Jun 2025 Refinance |
| APN | 223889 88.20-1-85 |
| Primary APN | 223889 88.20-1-85 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,432 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| 2nd Floor Area | 1,152 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 796,277 sqft (18.2 acres) |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 512 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 223889 88.20-1-85 |
|---|---|
| Street Address | 12604 STATE ROUTE 3 |
| City | SACKETS HARBOR |
| State | NY |
| Zip | 13685-3114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Block | 1 |
| Legal Lot Number | 85.000 |
| Jurisdiction | JEFFERSON NY |
| Township / Civil Division | HOUNSFIELD |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 60402 |
12604 State Rte 3, a rural home, is owned and occupied by two individuals who acquired it in July 2010.
Source: Jefferson County and Hounsfield Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12604 STATE ROUTE 3, SACKETS HARBOR, NY 13685-3114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 18, 2010 |
| Transfer Doc | 0000010735 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Property Address | 12604 STATE ROUTE 3, SACKETS HARBOR, NY 13685-3114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000008856 |
|---|---|
| Date | Jun 9, 2025 |
| Instrument | 2025-00008856 |
| Name | WATERTOWN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 12604 State Rte 3 was $6,085 with exemptions applied, up % from the year before.
Source: Jefferson County and Hounsfield Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Jefferson County |
| County Subdivision | Hounsfield Town |
| Unified School District | Sackets Harbor Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,085.00 (+0.03%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $6,083.00 | $307,300 Land $69,100 Building $238,200 | $345,281 Land $77,640 Building $267,641 |
| 2023 | $307,300 (+39.43%) Land $69,100 Building $238,200 | $307,300 (+17.12%) Land $69,100 Building $238,200 | |
| 2022 | $2,639.00 Homeowner's exemption Senior Citizen's exemption | $220,400 Land $24,300 Building $196,100 | $262,381 Land $28,929 Building $233,452 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 12604 State Rte 3; 4 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12604 State Rte 3 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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