12582 State Rte 3, Sackets Harbor, NY 13685 Property Records

Jefferson County and Hounsfield Town property record for 12582 State Rte 3, Sackets Harbor, NY 13685

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,104 sqft · built 1978
Lot Size	1.59 acres (69,260 sqft)
Owner	Individual Name on Record
Last Sale	$144,500 (Jun 2017)
Tax Bill	$3,805 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2021 Refinance + 2 more
APN	`223889 88.20-1-86`

Property Details

APN / Parcel Number

Primary APN	`223889 88.20-1-86`
Alternative APN	`38890880200001086000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	864 sqft
Upper Floors Area	240 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	69,260 sqft (1.59 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	371 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	223889 88.20-1-86
Street Address	12582 STATE ROUTE 3
City	SACKETS HARBOR
State	NY
Zip	13685-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	86.000
Jurisdiction	JEFFERSON NY
Township / Civil Division	HOUNSFIELD
Census Block Group	2
Census Block	2047
Census Tract	60402

Owner

Source: Jefferson County and Hounsfield Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12582 STATE ROUTE 3, SACKETS HARBOR, NY 13685-3114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit NORTHERN FEDERAL CU
Sep 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN FEDERAL CU
Sep 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN FEDERAL CU
Jun 23, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Prior Sale	Jun 16, 1997 · Amount on Record
Deed Book / Page	2017 / 9420
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON NY
Property Address	12582 STATE ROUTE 3, SACKETS HARBOR, NY 13685-3114
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000677
Date	Jan 20, 2026
Instrument	2026-00000677

Lender

Name	NORTHERN FEDERAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON NY
Property Address	12582 STATE ROUTE 3, SACKETS HARBOR, NY 13685-3114
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014406
Date	Sep 1, 2021
Instrument	2021-00014406

Lender

Name	NORTHERN FEDERAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON NY
Property Address	12582 STATE ROUTE 3, SACKETS HARBOR, NY 13685-3114
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000014406
Date	Sep 1, 2021
Instrument	20210-00014406

Lender

Name	NORTHERN FEDERAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON NY
Recording Date	Jun 23, 2017
Property Address	12582 STATE ROUTE 3, SACKETS HARBOR, NY 13685-3114
Document Number	0000009420
Instrument Date	Jun 23, 2017
Instrument	9420
Transaction Type	Transfer
Record Updated	Jul 25, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12582 STATE ROUTE 3 SACKETS HARBOR NY 136853114, SACKETS HARBOR, NY 13685-3114

Tax Assessment & Valuation

Source: Jefferson County and Hounsfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Jefferson County
County Subdivision	Hounsfield Town
Unified School District	Sackets Harbor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,805.00 (+0.03%)
2025	$3,804.00 (+124.16%)	$184,400 (-) Land $63,400 Building $121,000	$207,191 (+12.36%) Land $71,236 Building $135,955
2023		$184,400 (+43.73%) Land $63,400 Building $121,000	$184,400 (+20.73%) Land $63,400 Building $121,000
2022	$1,697.00	$128,300 Land $20,300 Building $108,000	$152,738 Land $24,167 Building $128,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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