12604 Ellen Dr, Genoa, IL 60135 Property Records

DeKalb County property record for 12604 Ellen Dr, Genoa, IL 60135

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 3,751 sqft · built 1966
Lot Size0.541 acres (23,549 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (May 2025)
Tax Bill$9,256 (2024)
Deeds & MortgagesSep 2026 Line of Credit
Mar 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-05-178-001

Property Details

APN / Parcel Number

Primary APN06-05-178-001
Alternative APNs
  • 06-05-178-011
  • 06-05-178-012

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area3,751 sqft Living Area
Gross Area4,456 sqft
1st Floor Area2,192 sqft
AtticAttic
Attic Area672 sqft
Basement Area887 sqft
Finished Basement887 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeRetaining Wall
Roof MaterialAsphalt
Lot Area23,549 sqft (0.541 acres)
Garage TypeAttached
Garage Area575 sqft
PorchEnclosed Frame Porch
Deck Area388 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number0605178001
Street Address12604 ELLEN DR
CityGENOA
StateIL
Zip60135-7767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR
Legal DescriptionLOT 10 ELLEN OAKS SUBDIVISION
Legal SubdivisionELLEN OAKS SUBDIVISION
Legal Lot Number10
JurisdictionDE KALB IL
Township / Civil DivisionSYCAMORE
Census Block Group3
Census Block3004
Census Tract402

Owner

Source: DeKalb County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12604 ELLEN DR, GENOA, IL 60135-7767
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2026Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF OMAHA
Mar 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF OMAHA
Oct 8, 2021Deed, Transfer · Conventional Mortgage
MIDWEST COMMUNITY BANK
Oct 8, 2021Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2025 · Amount on Record
Deed SaleMay 5, 2025 · Amount on Record
Prior SaleOct 8, 2021 · Amount on Record
Deed Document Number20253302
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Recording DateSep 29, 2026
Property Address12604 ELLEN DR, GENOA, IL 60135-7767
Document Number0000008659
Instrument DateSep 23, 2026
Instrument20268659
Transaction TypeMortgage
Record UpdatedOct 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address12604 ELLEN DR, GENOA, IL 60135-7767

Mortgage

Document Number0000008659,
DateSep 29, 2026
Instrument20268659
Lender
NameFIRST NATIONAL BANK OF OMAHA
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address12604 ELLEN DR, GENOA, IL 60135-7767
Transaction TypeMortgage
Record UpdatedMar 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12604 ELLEN DR, GENOA, IL 60135-7767

Mortgage

Document Number0000001633
DateMar 2, 2026
Instrument2026001633
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
AddressOMAHA, NE 68197
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionDE KALB IL
Recording DateOct 8, 2021
Property Address12604 ELLEN DR, GENOA, IL 60135-7767
Document Number0000013145
Map ReferenceDOC 293389
Instrument DateSep 17, 2021
Instrument2021013145
Transaction TypeTransfer
Record UpdatedMay 3, 2024
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12604 ELLEN DR, GENOA, IL 60135-7767

Mortgage

Document Number0000013149
DateOct 8, 2021
Instrument2021013149
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
AddressFREEPORT, IL 61032
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionDE KALB IL
Recording DateOct 8, 2021
Property Address12604 ELLEN DR, GENOA, IL 60135-7767
Document Number0000013146
Map ReferenceDOC 293389
Instrument DateSep 17, 2021
Instrument2021013146
Transaction TypeTransfer
Record UpdatedMay 3, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$592.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12604 ELLEN DR, GENOA, IL 60135-7767

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionSycamore Township
Unified School DistrictSycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$134,171 (+3.39%) Land $16,589 Building $117,582$402,513 (+3.39%) Land $49,767 Building $352,746
2024$9,256.00
2023$129,777 Land $28,826 Building $100,951$389,331 Land $86,478 Building $302,853

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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