DeKalb County property record for 12725 Ellen Dr, Genoa, IL 60135
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,448 sqft · built 1975 |
| Lot Size | 0.724 acres (31,546 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $381,000 (Jun 2026) |
| Tax Bill | $7,493 (2024) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Feb 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-05-177-002 |
| Primary APN | 06-05-177-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,448 sqft Living Area |
| Gross Area | 2,108 sqft |
| 1st Floor Area | 1,398 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Retaining Wall |
| Roof Material | Asphalt |
| Lot Area | 31,546 sqft (0.724 acres) |
| Lot Dimensions | 214 ft deep x 147 ft wide |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Deck Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 0605177002 |
|---|---|
| Street Address | 12725 ELLEN DR |
| City | GENOA |
| State | IL |
| Zip | 60135-7734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR |
| Legal Description | LOT 62 & 66FT STRIP W & ADJ TO LOT 62 - ELLEN OAKS SUB - ST ADDITIONAS DESC IN DOC 387624 |
| Legal Subdivision | ELLEN OAKS SUB - ST ADDITION |
| Legal Lot Number | 62 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 402 |
12725 Ellen Dr is owned and occupied by two individuals who bought it in June 2026.
Source: DeKalb County records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12725 ELLEN DR, GENOA, IL 60135-7734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed, Transfer · Conventional Mortgage HEARTLAND BANK |
| Feb 6, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on File |
| Deed Sale | Jun 18, 2026 · Amount on File |
| Deed Document Number | 20265201 |
| Prior Transfer Date | Jan 14, 2026 |
| Prior Transfer Doc | 0000000985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Jun 18, 2026 |
| Property Address | 12725 ELLEN DR, GENOA, IL 60135-7734 |
| Document Number | 0000005201 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20265201 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57,721.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12725 ELLEN DR, GENOA, IL 60135-7734 |
| Document Number | 0000005202, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 20265202 |
| Name | HEARTLAND BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.45% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Feb 6, 2026 |
| Property Address | 12725 ELLEN DR, GENOA, IL 60135-7734 |
| Document Number | 0000000985 |
| Map Reference | DOC 317237 |
| Instrument Date | Jan 14, 2026 |
| Instrument | 2026000985 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 12725 ELLEN DR, GENOA, IL 60135-7734 |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Sycamore Township |
| Unified School District | Sycamore Community Unit School District 427 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115,156 (+6.36%) Land $24,174 Building $90,982 | $345,468 (+6.36%) Land $72,522 Building $272,946 | |
| 2024 | $7,493.00 Homeowner's exemption Senior Citizen's exemption | $108,270 (+9.51%) Land $22,728 Building $85,542 | $324,810 (+9.51%) Land $68,184 Building $256,626 |
| 2023 | $98,867 Land $20,754 Building $78,113 | $296,601 Land $62,262 Building $234,339 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12725 Ellen Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12725 Ellen Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENOA serves 5,298 people · EPA ID IL0370150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | Radium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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